Business Card | Medium Business | Ameriabank
Նախորդ տարբերակին անցում կատարելու համար սեղմել   այստեղ

Business card

For businesses with up to AMD 750M annual turnover

Convenient, beneficial and safe, these are just a few features out of many that we have in mind while developing products for your business. With a business card, you may have access to money any time you need it.

Our business cards may be used by both companies and individual entrepreneurs. You may make cashless transactions in a manner that is most convenient to you and get your spending under control. You may withdraw money available on the card in cash via our ATMs and cashing devices. The card is a very convenient tool for travel and entertainment expenses and other payments.

Service

AMD 15,000 yearly

Additional Card

Provision of a complimentary additional card

Card delivery in the territory of RA

For free

Safe and Secure Transactions

Safety of your money is our top priority. Together with the card, our employee will give you the Payment Card Terms and Conditions. You may also receive such information electronically within 1 business day.

Payments while Abroad

With our Business Cards, this is a world without borders. You may use your card oversees both for cashless payments and cash withdrawal.

Manage Your Accounts Without Visiting the Bank

You may make transfers and payments, check your account and much more via Ameria Online and Mobile banking platforms and our phone banking services.

FAQ

How long does it take for my BUSINESS card to be issued?

The newly ordered and/or reissued cards and the PIN (unless it is generated using the OTP) are provided within 2 (two) business days following submission of the card application, if you choose to pick them up at any of the Yerevan-based branches. If you choose to pick up the card at any regional branch, it may be provided within 7 (seven) business days. You may also request card delivery, in which case the delivery period will depend on the conditions of the courier company.

What should I do when my card expires?

Upon expiry of the card validity period it will be re-issued (subject to the then-effective terms and fees), unless you informed us in writing of your intention to close the card at least 10 (ten) days in advance, or your card is blocked, or you have outstanding obligations to the Bank, or we make a decision not to re-issue the card at our sole discretion.

Master Card Business/VISA Business

Card account currency

AMD

USD

EUR

Card validity period

4 years

4 years

4 years

1. Card issuance

Free

Free

Free

2. Card service

AMD 1,500 monthly

AMD 15,000 yearly

AMD 1,500 monthly

AMD 15,000 yearly

AMD 1,500 monthly

AMD 15,000 yearly

3. Additional card issuance

Free

Free

Free

4. Annual service of additional card

AMD 5,000

AMD 5,000

AMD 5,000

5. Provision of PIN in an envelope (chargeable only for the newly issued cards)

AMD 1,000,

VAT included

AMD 1,000,

VAT included

AMD 1,000,

VAT included

6. Generating PIN using OTP (in case of loss of PIN)

AMD 500,

VAT included

AMD 500,

VAT included

AMD 500,

VAT included

7. Card reissuance (in case of loss, damage, theft, loss of PIN or its disclosure to third parties)

AMD 5,000

AMD 5,000

AMD 5,000

8. Card re-issuance (upon expiry of validity period)

Free

Free

Free

9. Provision of the card within one business day[1]

AMD 3,000

AMD 3,000

AMD 3,000

10. Accelerated return of cards swallowed by Ameriabank ATMs

 

a) Cards issued by Ameriabank

AMD 500 for ATMs within Ameriabank branch premises (cards to be returned within the same business day)

AMD 1,500 if the card has been swallowed in Yerevan or other towns with Ameriabank presence (cards to be returned within 2 business days)

AMD 5,000 if the card has been swallowed in other communities (cards to be returned within 5 business days)

b) Cards issued by other banks

AMD 3,000 for ATMs within Ameriabank branch premises (cards to be returned within the same business day)

AMD 5,000 if the card has been swallowed in Yerevan or other towns with Ameriabank presence (cards to be returned within 2 business days)

AMD 10,000 if the card has been swallowed at other communities (cards to be returned within 5 business days)

11. Card blocking

Free

Free

Free

12. Keeping the card in international STOP-LIST[2] (for 7 days)

AMD 9,000

AMD 9,000

AMD 9,000

13. Card unblocking

Free

Free

Free

14. Maximum daily cash withdrawal limit

AMD 3,000,000

USD 10,000

EUR 10,000

15. Increase of maximum daily cash withdrawal limit

     

a) One-time (new limit effective until 3:00 p.m. of the following business day)

AMD 3,000

AMD 3,000

AMD 3,000

b) For the entire validity period of the card

AMD 10,000

AMD 10,000

AMD 10,000

16. Maximum number of cash withdrawal transactions per day

10

10

10

17. Cash withdrawal

 

a) at Ameriabank ATMs

 0.1%

 0.1%

 0.1%

 b) at counters of Ameriabank branches, including POS-terminals[3]

0.2%, minimum AMD 1,000

1%, minimum AMD 1,000

1%, minimum AMD 1,000

c) from other ATMs and cashing centers, other than those of HSBC Bank

1.5%

1.5%

1.5%

d) at HSBC Bank Armenia ATMs

0.1%

0.1%

0.1%

18. Cash deposit into Ameriabank card accounts via Ameriabank's cash-in machines

Free

Free

Free

19. Cash deposit into Ameriabank card accounts via cash-in machines of other banks

0.6%

0.6%

0.6%

20. Non-cash payments with cards at merchants/service-providers, including online shops and service-providers

Free

Free

Free

21. Quick activation of the card account balance (maximum within 1 hour after depositing of funds)

AMD 2,000

AMD 2,000

AMD 2,000

22. Provision of statements

According to Ameriabank CJSC Tariffs for Corporate Clients, Chapter 2, section “Provision of statements, information and copies of documents” [4]

23. SMS notification (for transactions in the amount of AMD 10,000 or foreign currency equivalent and more)

Free

Free

Free

24. SMS notification (for any amount without limitations)

AMD 10

AMD 10

AMD 10

25. Review of card credit limit

AMD 3,000

AMD 3,000

AMD 3,000

26. Transfers from cards/card accounts, on the basis of card number (via Internet Banking/Mobile Banking app, ATMs, ArCa app or website)[5]

     

a) to Ameriabank cards

0.3%

0.3%

0.3%

b) to other bank cards

0.5%

0.5%

0.5%

27. E-wallet top-up with a card

0%

0%

0%

28. Transfers from card accounts to other accounts, at the Bank premises or via Internet Banking/Mobile Banking app (including with currency exchange)[6]

Fee specified in Section 4 (Transfers) of Ameriabank CJSC Tariffs for Corporate Clients[7] per transfers in various currencies

29. Card delivery

 

a) Within Armenia and Artsakh

Free

Free

Free

b) Other countries

According to the postal bill

According to the postal bill

According to the postal bill

30. Provision of cards at the Bank branches (chargeable only for the newly issued cards)[8]

AMD 1,000

AMD 1,000

AMD 1,000

[1]The service is available if the card is ordered at the Yerevan-based branches. The ordered cards are provided in Kamar Branch only. Furthermore, if the client submitted the card application before 4:00 p.m. of the business day, the card may be provided on the same business day. If the card application was submitted after 4:00 p.m., the card will be provided on the next business day.

[2]Suspension of unauthorized card transactions worldwide

[3]No fee shall be charged if over AMD 3 million is withdrawn from AMD-denominated card account.

[4] Ameriabank CJSC Tariffs for Corporate Clients (12CIB/11RBD PL 72-01-02), approved by the Bank’s Management Board decision # 03/11/15 as of May 20, 2015. Link: https://ameriabank.am/useful-links

[5] The amount will be available on the beneficiary’s card instantly. In case of Ameriabank cards, the amount will be activated on the account on the next business day, while in case of the cards issued by other banks, activation on the account shall be subject to the terms and conditions of the issuing bank.

[6] No fees are charged for utility payments made at the Bank branches and via Internet Banking/Mobile Banking app.

[7] Ameriabank CJSC Tariffs for Corporate Clients (12CIB/11RBD PL 72-01-02), approved by the Bank’s Management Board decision # 03/11/15 as of May 20, 2015. Link: https://ameriabank.am/useful-links

[8]The fee is charged at the time of ordering and is not applied (i) for issuance of cards in the name of a third person if such third person is not in the Bank at the time of applying, and (ii) if the card is to be provided within one business day, in which case only the fee for the specified service shall apply.

Previous terms

Last updated on 15.04.2022, 12:04