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Our business cards may be used by both companies and individual entrepreneurs. We know that you need customized solutions to achieve your goals. While designing this type of card, our greatest desire was to create the best solution for you. With a BUSINESS card, you may access your money any time you need it. It will enable you to make cashless transactions in a manner that is most convenient to you and get your spending under control. You may withdraw money available on the card in cash via our ATMs and cashing devices. The card is a very convenient tool for travel and entertainment expenses and other payments.

Service

AMD 15,000 yearly

Additional Card

Provision of a complimentary additional card

Card delivery in the territory of RA

For free

Advantages

Safe and Secure Transactions

Safety of your money is our top priority. Once you submit a card application, our employee will provide Payment Card Terms and Conditions to you. You may get such information by electronic means as well, i.e. it will be sent to the contacts you’ve provided for your identification or the email registered with us within one business day.

Payments while Abroad

With Ameriabank Business Cards, this is a world without borders. You may use your card oversees both for cashless payments and cash withdrawal.

Manage Your Accounts Without Visiting the Bank

You may make transfers and payments, check your account and much more via our Online and Mobile banking platforms and phone banking services.

FAQ

How long does it take for my BUSINESS card to be issued?

The newly ordered and/or reissued cards and the PIN (unless it is generated using the OTP) are provided within 2 (two) business days following submission of the card application, if you choose to pick them up at any of the Yerevan-based branches. If you choose to pick up the card at any regional branch, it may be provided within 7 (seven) business days. You may also request card delivery, in which case the delivery period will depend on the conditions of the courier company.

What should I do when my card expires?

Upon expiry of the card validity period it will be re-issued (subject to the then-effective terms and fees), unless you informed us in writing of your intention to close the card at least 10 (ten) days in advance, or your card is blocked, or you have outstanding obligations to the Bank, or we make a decision not to re-issue the card at our sole discretion.

Terms and conditions

Master Card Business/VISA Business
Card account currency	AMD	USD		EUR
Card validity period	4 years	4 years		4 years
1. Card issuance	Free	Free		Free
2. Card service	AMD 1,500 monthly AMD 15,000 yearly	AMD 1,500 monthly AMD 15,000 yearly		AMD 1,500 monthly AMD 15,000 yearly
3. Additional card issuance	Free	Free		Free
4. Annual service of additional card	AMD 5,000	AMD 5,000		AMD 5,000
5. Provision of PIN in an envelope (chargeable only for the newly issued cards)	AMD 1,000, VAT included	AMD 1,000, VAT included		AMD 1,000, VAT included
6. Generating PIN using OTP (in case of loss of PIN)	AMD 500, VAT included	AMD 500, VAT included		AMD 500, VAT included
7. Card reissuance (in case of loss, damage, theft, loss of PIN or its disclosure to third parties)	AMD 5,000	AMD 5,000		AMD 5,000
8. Card re-issuance (upon expiry of validity period)	Free	Free		Free
9. Provision of the card within one business day[1]	AMD 3,000	AMD 3,000		AMD 3,000
10. Accelerated return of cards swallowed by Ameriabank ATMs
a) Cards issued by Ameriabank	AMD 500 for ATMs within Ameriabank branch premises (cards to be returned within the same business day) AMD 1,500 if the card has been swallowed in Yerevan or other towns with Ameriabank presence (cards to be returned within 2 business days) AMD 5,000 if the card has been swallowed in other communities (cards to be returned within 5 business days)
b) Cards issued by other banks	AMD 3,000 for ATMs within Ameriabank branch premises (cards to be returned within the same business day) AMD 5,000 if the card has been swallowed in Yerevan or other towns with Ameriabank presence (cards to be returned within 2 business days) AMD 10,000 if the card has been swallowed at other communities (cards to be returned within 5 business days)
11. Card blocking	Free	Free		Free
12. Keeping the card in international STOP-LIST[2] (for 7 days)	AMD 9,000	AMD 9,000		AMD 9,000
13. Card unblocking	Free	Free		Free
14. Maximum daily cash withdrawal limit	AMD 3,000,000	USD 10,000		EUR 10,000
15. Increase of maximum daily cash withdrawal limit
a) One-time (new limit effective until 3:00 p.m. of the following business day)	AMD 3,000	AMD 3,000		AMD 3,000
b) For the entire validity period of the card	AMD 10,000	AMD 10,000		AMD 10,000
16. Maximum number of cash withdrawal transactions per day	10	10		10
17. Cash withdrawal
a) at Ameriabank ATMs	0.1%	0.1%		0.1%
b) at counters of Ameriabank branches, including POS-terminals[3]	0.2%, minimum AMD 1,000	2%, minimum AMD 1,000		2%, minimum AMD 1,000
c) from other ATMs and cashing centers, other than those of HSBC Bank Armenia	1.5%	1.5%		1.5%
d) at HSBC Bank Armenia ATMs	0.1%	0.1%		0.1%
18. Cash deposit into Ameriabank card accounts via Ameriabank's cash-in machines	Free	Free		Free
19. Cash deposit into Ameriabank card accounts via cash-in machines of other banks	0.6%	0.6%		0.6%
20. Non-cash payments with cards at merchants/service-providers, including online shops and service-providers	Free	Free		Free
21. Quick activation of the card account balance (maximum within 1 hour after depositing of funds)	AMD 2,000	AMD 2,000		AMD 2,000
22. Provision of statements	According to Ameriabank CJSC Tariffs for Corporate Clients, Chapter 2, section “Provision of statements, information and copies of documents” [4]
23. SMS notification (for transactions in the amount of AMD 10,000 or foreign currency equivalent and more)	Free	Free		Free
24. SMS notification (for any amount without limitations)	AMD 10	AMD 10		AMD 10
25. Review of card credit limit	AMD 3,000	AMD 3,000		AMD 3,000
26. Transfers from cards/card accounts, on the basis of card number (via Internet Banking/Mobile Banking app, ATMs, ArCa app or website)[5]
a) to Ameriabank cards	0.3%	0.3%		0.3%
b) to other bank cards	0.5%	0.5%		0.5%
27. E-wallet top-up with a card	0%	0%		0%
28. Transfers from card accounts to other accounts, at the Bank premises or via Internet Banking/Mobile Banking app (including with currency exchange)[6]	Fee specified in Section 4 (Transfers) of Ameriabank CJSC Tariffs for Corporate Clients[7] per transfers in various currencies
29. Card delivery
a) Within Armenia and Artsakh	Free		Free		Free
b) Other countries	According to the postal bill		According to the postal bill		According to the postal bill
30. Provision of cards at the Bank branches (chargeable only for the newly issued cards)[8]	AMD 1,000		AMD 1,000		AMD 1,000

[1]The service is available if the card is ordered at the Yerevan-based branches. The ordered cards are provided in Kamar Branch only. Furthermore, if the client submitted the card application before 4:00 p.m. of the business day, the card may be provided on the same business day. If the card application was submitted after 4:00 p.m., the card will be provided on the next business day.

[2]Suspension of unauthorized card transactions worldwide

[3]No fee shall be charged if over AMD 3 million is withdrawn from AMD-denominated card account.

[4] Ameriabank CJSC Tariffs for Corporate Clients (12CIB/11RBD PL 72-01-02), approved by the Bank’s Management Board decision # 03/11/15 as of May 20, 2015. Link: https://ameriabank.am/useful-links

[5] The amount will be available on the beneficiary’s card instantly. In case of Ameriabank cards, the amount will be activated on the account on the next business day, while in case of the cards issued by other banks, activation on the account shall be subject to the terms and conditions of the issuing bank.

[6] No fees are charged for utility payments made at the Bank branches and via Internet Banking/Mobile Banking app.

[7] Ameriabank CJSC Tariffs for Corporate Clients (12CIB/11RBD PL 72-01-02), approved by the Bank’s Management Board decision # 03/11/15 as of May 20, 2015. Link: https://ameriabank.am/useful-links

[8]The fee is charged at the time of ordering and is not applied (i) for issuance of cards in the name of a third person if such third person is not in the Bank at the time of applying, and (ii) if the card is to be provided within one business day, in which case only the fee for the specified service shall apply.

Previous terms

Last updated on 29.09.2021, 10:23

Business card