My Ameria
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Setup of the device is free.


Transaction-based fees are subject to an agreement


POS terminals

When it comes to non-cash payments, a tool to accept such payments nowadays is a must for merchants and service providers. Our POS-terminal installation service is specially designed to help you handle this issue.


Convenient, quick and reliable way of payment processing

Easy to control and secure payments

Free technical support and related supplies

Free training for cashiers

Setup of POS-terminals within 4 business days only


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Acceptable types of cards

Our POS-terminals accept ArCa, Visa, MasterCard and Mir cards, both credit and debit ones.

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Handheld POS devices

We also offer handheld devices to make the payment process more convenient.

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Safety and security

For noncash payments via POS-terminals, we use cutting-edge technology and devices meeting international standards and applicable security requirements.


How can I apply for a POS-terminal?

To have a POS-terminal, just visit any branch of the Bank and fill in the Merchant Registration Application form.

Will cardholders be charged any fee if payments are processed via a POS-terminal?

No. Customers will not pay extra fees or higher price for the goods or products received. The same conditions and prices will apply to both cash and non-cash payments.

Can the merchant give cash refund to the cardholder for a card transaction?

No. The merchant cannot give cash refunds to cardholders for non-cash payments. Chargeback for invalid or canceled transactions can only be provided by a transfer immediately to the card used for payment.

Do I need to keep the transaction slips?

Yes. You should keep copies of card transaction slips for 1 (one) year following the date of the transaction. Upon the Bank request, you will need to provide them to the Bank within 3 (three) banking days following such request.

Who is the device owner and what are the consequences of damage to and/or loss of the device?

The POS-terminal installed at the merchant and all the related equipment are owned by the Bank. The merchant will be fully and materially liable for damage to and/or loss of the device.

How are POS devices connected?

POS-terminals are connected via GPRS (costs borne by us) or WiFi connection available on the merchant’s premises.

For more details about bank accounts click here.

The only thing you need to do is visit the bank, sign up for the service by filling in Merchant Registration Order-Agreement and avail yourself of the benefits of POS-terminal service terms:

  • If the cash register is provided by the Bank, the 5-year obligation principle applies - during the term of the Contract, the merchants assume the obligation to ensure turnover of no less than AMD 500,000 per month.
  • Free installation of the device
  •  Free maintenance and related supplies

Setup of POS-terminals takes 4 business days only. 
*The per-transaction fee is negotiable.

  • The Bank’s service is activated also with the cash register owned by the merchant. In this case, the factory number of the cash register should be provided to the Bank. To note that the service fee of AMD 5,000 is not charged for the cash register maintenance. 
  • Setup of POS-terminals takes 4 business days only. 

  • POS-terminal service terms and conditions

Phone POS

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AmeriaPhonePOS is an application enabling you to use your smartphone as a POS-terminal and receive non-cash payments anywhere

Customs Card

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A customs card is a convenient tool designed to make handling customs and tax payments at the customs offices easy and hassle-free.

Business card

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Our business cards may be used by both companies and individual entrepreneurs and notaries.

Last updated on 29.09.2021, 10:48