Online Banking | Medium Business | Ameriabank
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Online Banking

For businesses with AMD 750M-2B annual turnover

While time flies and the world moves forward, you keep abreast of the times and look for opportunities to explore new horizons. With Ameria Online banking, time, distance, technology and innovation meet to help you achieve your goals. Make your banking transactions and online payments with one click. Choose simple and secure solutions, act and strive for more. Manage all your accounts, make secure transfers and payments from any place across the world. 

  • All your accounts in one place
  • 24/7 transfers between your accounts and other Ameriabank accounts
  • Transfers to Armenian and foreign banks
  • Transaction security
  • Utility payments
  • Online applications for bank services
  • Connecting with the Contact Center
  • Branch and ATM location finder
  • Exchange rates and other useful info


24/7 account management

At any time of the day you may manage your accounts, make transfers between your accounts, or to the accounts at other banks both in Armenia and abroad, exchange currency, make loan payments, pay bills and do many other things.

Safe and Secure

All data are encrypted and protected with two-factor authentication (2FA). To perform transactions, you will need your password/PIN and for each transaction also the unique one-time password generated by your Digipass token or AmeriaToken app.

The bank in your smartphone

Do not have a PC? No problem, use Ameria Mobile Banking free app for your banking transactions.  

What transactions can I perform via Online Banking?

Օնլայն բանկինգը թույլ է տալիս զգալիորեն խնայել ժամանակը և կատարել հիմնական բանկային գործարքները՝ առանց բանկ գալու: Օրինակ՝ կարող եք դիտել Ձեր հաշիվների ընթացիկ մնացորդներն ու շրջանառությունը, վարկերի  ու ավանդների մնացորդները, մարման ժամանակացույցը, ծանոթանալ արտարժույթի փոխարժեքին: Օնլայն բանկինգի միջոցով կարելի է շատ արագ և հեշտ կատարել կոմունալ վճարումներ, փոխանցումներ սեփական հաշիվների միջև և այլ անձանց: Համակարգի միջոցով Դուք կարող եք տարբեր ծառայությունների համար հայտեր ներկայացնել, օրինակ՝ կանխիկի տրամադրում, քարտի թողարկում, տեղեկանքների կամ այլ փաստաթղթերի ստացում, խնայողական հաշվի, ավանդի բացում և այլն: 

Is Online Banking safe?

Online Banking is secure and safe. We use Digipass tokens of Vasco Data Security, a world leader in online authentication technologies, and the AmeriaToken app.

How do I use the Digipass token?

Your Digipass token generates one-time passwords to log into the system and confirm payments, ensuring high level of security and minimizing the risk of third parties getting access to and using your password.

To use the device, just press the button on it. Once you press the button, the devices generates a 6-digit code for you to use. In order to log into the system, you will need, in addition to your username and password, to enter the 6-digit one-time code generated by Digipass. To confirm a payment or document, enter the 6-digit one-time code and click “save & sign".

Each one-time code is valid for 30 seconds, after which the token switches off and you need to generate a new code.

Do not disassemble and/or tamper with the token.

What do I do if the system does not accept the code generated by the token?

Possible reasons for the system not accepting the code generated by the token are as follows:

  • The token has not been used for a long time.
  • You have entered a wrong code for several times on end.
  • The token has been blocked by the Bank.

If the system does not accept the code, please contact us.

What do I do if I have lost my token?

Immediately inform us if you lose the token.

What do I do if I forget my password?

If you have forgotten your password, you can recover it by answering the security question. Alternatively, contact the Bank.

To recover your password you will need your personal details specified in the system. You can provide and edit your personal details in “Settings” > “My Information”. If you have not provided your personal details, you won't be able to recover the password by yourself and will need to contact the Bank.


See the full account information here.

Distance banking

Via Bank-Client

AMD 10,000 monthly (chargeable on a quarterly basis, during the first week following calendar quarter)

Internet/Mobile Banking

 

Viewing account statements and operations

Free

Up to 2 users

 

Any two tokens generating one-time password to authorize transactions or two Ameria Token codes

AMD 10,000 annually or AMD 1,000 monthly, VAT included

For additional users (3rd and more)

AMD 1,000 monthly (including one token generating one-time password to log into system and authorize transactions, or one code for Ameria Token app, whichever the client chooses)

Provision or replacement of token (in case of loss or damage)

AMD 3,000, VAT included

To ensure high-quality security for clients using the Internet Banking service Digipass devices of VASCO Data Security company are implemented in the system. Data Security is the world leader among companies, producing identification devices for on-line systems, VASCO. Digipass 270 may generate one-time entry passwords to log on into the system and authenticate the documents.

Digipass GO 3 Operating Instruction

To turn on/off GO 3 press the triangle button . Digipass 270 will turn itself off automatically if left idle (no buttons pressed) for 30 seconds. 6-digit code is generated upon activation of Digipass GO 3. This code may be used for two purposes:

  • to enter into the system, the user shall enter the user name, password and the number generated by Digipass GO 3, i.e. one-time code into the appropriate field,
  • to authenticate a document, the user shall enter the number generated by Digipass GO 3 into the appropriate field and sign the document.

It is strictly forbidden to open the device or expose to any other influence.