MyAmeria application | Ameriabank
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MyAmeria application

The bank is wherever you need it

Manage your funds via MyAmeria application.

MyAmeria mobile banking application is available on iOS and Android devices.  

Just download the application, get registered in the system and execute your banking operations anywhere you find it most convenient. 

Click here for details about MyAmeria web option.


Fast and safe

You can use fingerprint/FaceID or PIN code to log into MyAmeria application and make transactions.  When you activate the application, a token will be enclosed automatically. It is embedded in the application and ensures security of the system. 

Login to MyAmeria web option using QR code

You can log into MyAmeria web option without a password. Just scan the QR code using MyAmeria application.  

Key transactions in your application

With MyAmeria you can perform all key banking operations.   

Free transfers to card

From November 01, 2022 to February 01, 2023 make transfers to cards issued by Armenian banks without paying fees.  

Don't you have the application yet?


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FAQ

How to use MyAmeria application?

Download it from App Store or Google Play Store, get registered in the system and/or enter your username and password, if you are a current user.

How to get registered in MyAmeria application if I am a new user?

To get registered in the application, you need to download it from App Store or Google Play and go through the stages of registration. 

Detailed registration guide is available here


What should do if I have an active account in Ameria Mobile Banking?

If you have an active account in Ameria Mobile Banking, you just need to log into MyAmeria application with the username and password of Ameria Mobile Banking and go through the process of activation. 

If login is not successful for any reason, please call us at (+37415) 56 11 11 or email us at myameriasupport@ameriabank.am.


What do I need PIN code for?

While activating your MyAmeria account, you set a PIN code required to confirm transactions if the biometric identification setting on the phone is off. 

The length of the PIN code should be 6 digits and should not contain consecutive numbers or 4 or more repeated characters.


How do I deactivate/activate fingerprint recognition/face ID?

You can deactivate/activate the possibility of login with fingerprint or FaceID in MyAmeria.

Select “Security and Password” section in the settings of MyAmeria and deactivate or activate the login option you need in just one click. 

Login is activated in this manner if the phone has the required feature and it is activated on the phone. 


What transactions can I perform via MyAmeria application?

Via MyAmeria you can:

  • Perform transfers

o Between your own accounts 

o Transfer to card (using the 16 digits embossed on the card)

o MoneyTo (transfers via phone number or email address between Ameriabank clients)

o Transfer in Armenia (transfers via bank account)

o Utility payments 

o Transfer to the budget

o Deposit replenishment 

o Loan repayment 

  • Open requests 

o Settlement, metal and savings account opening

o Deposit opening

o Plastic and digital card opening

o Card reissuance 

o Card blocking/unblocking 

  • View accounts, cards, loans and savings
  • Make contactless payments (Apple Pay, NFC)
  • View the history of transfers 
  • Create templates
  • Change the system settings (changes in personal data, classification of accounts, etc.)
  • Perform FX transactions
  • Restore the password/username 
  • Contact the bank 


For more details about accounts please click here.

Terms and conditions

Item

Standard

1.       Account opening + service package (package1 includes accounts in AMD and one foreign currency, MyAmeria app; one payment card2)

The package is available only to the citizens of Armenia.    

AMD 7,000

2.       Distance opening of Smart account + service package (package1 includes an account in AMD, MyAmeria app, one payment card3)

The package is available only to the resident citizens of Armenia.

Free

3.       Account opening (including distance opening) + service package “For Students” (package1 includes an AMD bank account, MyAmeria app, one Student payment card4)

Free

4.       Account opening

 

4.  

4.1. Accounts in AMD

 

4.1.1.        For Armenian citizens5

 

4․1․1․1․ At Yerevan-based branches, if opened via Internet/Mobile Banking

AMD 3,000

4․1․1․2․ At branches outside Yerevan

Free

 4․1․1․3 If opened via MyAmeria app

Free

4.1.2.        For non-citizens6

AMD 25,000

4.2. Accounts in foreign currency, including metal accounts in gold (999.9)7

 

4.2.1.        At Yerevan-based branches, if opened via Internet/Mobile Banking

AMD 3,000 per account

4.2.2.        At branches outside Yerevan

AMD 2,000 per account

4.2.3.        If opened via MyAmeria app

Free

5.    Minimum account balance8

N/a

6.    Account management9

 

6.1.    If during a calendar half-year the average cash flows on the client’s bank accounts are at least AMD 150,000, or the average daily balance on the accounts is above AMD 50,000

Free

6.2.    If during a calendar half-year the average cash flows on client’s bank accounts are less than AMD 150,000, or the average daily balance on the accounts is less than AMD 50,000

AMD 1,000 per calendar half-year

7.    Distance banking10

 

7.1.    Via Internet/Mobile Banking

 

7.1.1.  Activation of Internet/Mobile Banking

 

7.1.1.1.     Provision of a token/replacement of the token with the same type token

AMD 5,000 lump sum fee

7.1.1.2.     Provision of Ameria Token app code / replacement of the token with the same type token

AMD 1,000 lump sum

7.2.    Provision of MyAmeria app

AMD 1,000 lump sum

7.3.    Recovery of Internet/Mobile Banking, MyAmeria password at the Bank branch premises

AMD 1,000, VAT included

 

 

In case of refusal to use one or several services, the package price does not change. If the client refuses from certain services but applies for them later, such services will be chargeable pursuant to their respective tariffs. The package is available to the existing clients if they do not use any of the package services (does not apply to Smart and For Students packages).

2 VISA Classic or MasterCard Standard cards are offered without annual service fee. Should the card be reissued upon expiry of the validity period, a fee will be charged in accordance with the then-effective payment card terms and conditions.

3 If the client chooses VISA Classic, MasterCard Standard or ArCa Carrefour Smile payment card, they are offered with no annual service fee. In case of Visa Classic Moons cards, an annual service fee will be charged in accordance with Ameriabank CJSC Card Rates and Fees.

There is no annual service fee for the Student cards.

5 To use bank services clients need to open an account in AMD. In case of ordering a payment card, opening a savings account, time deposits, purchase of bonds, getting loan products, safe deposit box renting or brokerage account opening, ordering a card under the payroll project, the respective account opening fees will not be applied.

6 Fee charged only for the first AMD account.

7 No account opening fee is charged for this service when opening a payment card, opening a savings account, making a time deposit, buying bonds, getting a loan product, opening a safe deposit box, opening a brokerage account.

8 0% annual interest on credit balance.

9 The turnover of any bank account of the client (including card accounts) applies to all other accounts (this provision is applicable only in terms of charging the commissions). If the client has an active card only linked to a card account, no commission is charged. If the account is linked to a closed card, the commission is chargeable in accordance with the tariffs. Commissions are charged within two weeks following each calendar half-year.

If there was no activity on the account during the most recent 12 months, the account will be restricted for debiting within two weeks following each calendar quarter.

If there was no activity on the account during the most recent 12 months and the account balance is zero, the account will be closed within two weeks following each calendar half-year. This does not apply to the accounts that are required in the scope of other services provided to the client by the Bank.

Account maintenance fee shall not be charged (i) from the clients  having only brokerage accounts and/or (ii) if a bank account has been opened and is maintained for provision of the safe deposit box service.

10 The Bank defines currency exchange rates every business day. Such rates remain effective during open hours of the Bank. The Bank is entitled to reject conversion applications received by distance banking systems on non-open hours (before 09.30 a.m. and after 5:00 p.m.) and non-business days (including Saturdays).

Last updated on 01.11.2022, 09:49