Minimum deposit amount: AMD 50,000
1.AMERIA DEPOSIT is a standard deposit where the depositors (or a third party) may not add to or withdraw amounts from the deposit account throughout the term of the deposit agreement.
2.If the depositor terminates the deposit agreement before the due date, the bank shall recalculate the accrued interest at the rate applicable to the selected deposit for the actual number of days elapsed as of the termination date. Partial termination of the deposit is not allowed. If the deposit is requested back within a 30-day period after the start date, interest is recalculated at an annual rate of 0.1%. In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
3.The client may top up the deposited amount throughout the term except the last 3 months. Maximum allowed increase is 50% of initial deposit amount. If the deposit with a top-up option is renewed automatically, it will be considered a new deposit, and after the renewal the top-up restrictions shall apply in the same manner as they would apply to a new deposit with the same terms. Funds transferred by third parties can be deposited in the name of the depositor provided the required details of deposit account are specified. In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
4.The client can partially withdraw the deposited amount throughout the term except the first 3 months. Maximum allowed withdrawal is 30% of initial deposit amount. Interest accrued to the repaid amount shall not be recalculated. If you withdraw a part of the deposit amount, we will provide you a deposit account statement. You will be required to confirm the receipt of the statement and actual decrease of the deposited amount with your signature. In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
5. The client may increase the deposit by up to AMD 40 million regardless of initially deposited amount except the last 3 months. If the deposit with an accumulation option is renewed automatically, it will be considered a new deposit, and after the renewal the top-up restrictions shall apply in the same manner as they would apply to a new deposit. Funds transferred by third parties can be deposited in the name of the depositor provided the required details of deposit account are specified. Top up, partial withdrawal and termination options are not applicable to cumulative deposits. Each client can have only one active deposit with accumulation option. 6+0.25% interest rate is applied for new AMD time deposits opened via Internet/Mobile Bank (not applicable to the Premium/Partner client deposits if the deposit term is 181 days and more)
6. In case of filling in the new time deposit application via MY Ameria system, the interest rate is increased by 0.25% (non-applicable to the deposits of Premium/Partner clients with 181 and more days’ term).
The deposit agreements executed via Online/Mobile Banking system and MY Ameria system on the preferential terms specified in this clause will be renewed on the preferential terms defined for MY Ameria system upon expiry
Guide to time deposits for individuals for AMD
Minimum deposit amount: USD 200
1.AMERIA DEPOSIT is a standard deposit where the depositors (or a third party) may not add to or withdraw amounts from the deposit account throughout the term of the deposit agreement.
2.If the depositor terminates the deposit agreement before the due date, the bank shall recalculate the accrued interest at the rate applicable to the selected deposit for the actual number of days elapsed as of the termination date. Partial termination of the deposit is not allowed.
If the deposit is requested back within a 30-day period after the start date, interest is recalculated at an annual rate of 0.1%.
In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
3.The client may top up the deposited amount throughout the term except the last 3 months. Maximum allowed increase is 30% of initial deposit amount. If the deposit with a top-up option is renewed automatically, it will be considered a new deposit, and after the renewal the top-up restrictions shall apply in the same manner as they would apply to a new deposit with the same terms.
Funds transferred by third parties can be deposited in the name of the depositor provided the required details of deposit account are specified.
In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
4.The client can partially withdraw the deposited amount throughout the term except the first 3 months. Maximum allowed withdrawal is 30% of initial deposit amount. Interest accrued to the repaid amount shall not be recalculated.
If you withdraw a part of the deposit amount, we will provide you a deposit account statement. You will be required to confirm the receipt of the statement and actual decrease of the deposited amount with your signature.
In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
Guide to time deposits for individuals for USD
Minimum deposit amount: EUR 200
1.AMERIA DEPOSIT is a standard deposit where the depositors (or a third party) may not add to or withdraw amounts from the deposit account throughout the term of the deposit agreement.
2.If the depositor terminates the deposit agreement before the due date, the bank shall recalculate the accrued interest at the rate applicable to the selected deposit for the actual number of days elapsed as of the termination date. Partial termination of the deposit is not allowed.
If the deposit is requested back within a 30-day period after the start date, interest is recalculated at an annual rate of 0.1%.
In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
3The client may top up the deposited amount throughout the term except the last 3 months. Maximum allowed increase is
3.0% of initial deposit amount. If the deposit with a top-up option is renewed automatically, it will be considered a new deposit, and after the renewal the top-up restrictions shall apply in the same manner as they would apply to a new deposit with the same terms.
Funds transferred by third parties can be deposited in the name of the depositor provided the required details of deposit account are specified.
In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
4.The client can partially withdraw the deposited amount throughout the term except the first 3 months. Maximum allowed withdrawal is 30% of initial deposit amount. Interest accrued to the repaid amount shall not be recalculated.
If you withdraw a part of the deposit amount, we will provide you a deposit account statement. You will be required to confirm the receipt of the statement and actual decrease of the deposited amount with your signature.
In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
Guide to time deposits for individuals for EUR
Minimum deposit amount: RUB 10,000
1.AMERIA DEPOSIT is a standard deposit where the depositors (or a third party) may not add to or withdraw amounts from the deposit account throughout the term of the deposit agreement.
2.If the depositor terminates the deposit agreement before the due date, the bank shall recalculate the accrued interest at the rate applicable to the selected deposit for the actual number of days elapsed as of the termination date. Partial termination of the deposit is not allowed.
If the deposit is requested back within a 30-day period after the start date, interest is recalculated at an annual rate of 0.1%.
In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
3.The client may top up the deposited amount throughout the term except the last 3 months. Maximum allowed increase is 30% of initial deposit amount. If the deposit with a top-up option is renewed automatically, it will be considered a new deposit, and after the renewal the top-up restrictions shall apply in the same manner as they would apply to a new deposit with the same terms.
Funds transferred by third parties can be deposited in the name of the depositor provided the required details of deposit account are specified.
In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
4.The client can partially withdraw the deposited amount throughout the term except the first 3 months. Maximum allowed withdrawal is 30% of initial deposit amount. Interest accrued to the repaid amount shall not be recalculated.
If you withdraw a part of the deposit amount, we will provide you a deposit account statement. You will be required to confirm the receipt of the statement and actual decrease of the deposited amount with your signature.
In this case, the option of “payment of interest upfront at the beginning of the term” is not applicable.
Guide to time deposits for individuals for RUB
The Bank may, at its own discretion, provide to the depositor a loan, card (debit or credit) with revolving or non-revolving line of credit on the following terms:
Any overdue liabilities on the credit card shall be charged to the deposit principal without prior notice.
The deposit amount used for calculation of the ratio does not include the interest paid at the beginning of the term.