Ameria Partner | Accounts | Ameriabank
My Ameria
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Մոբայլ բանկինգ
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Infinite card

Free of charge

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Special terms

Special terms and tariffs for multiple products and services

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Free-of-charge consulting

Advice by our financial, legal, and management consulting departments

Partner Package

Ameria Partner means mutual trust, partnership, and long-lasting friendship. 

Ameria Partner is a status granted only to a small privileged group of individuals based on their transactions, asset value, and income.

Customized services under Ameria Partner status will be available not only for you but also for your family members. For the purposes of this communication, family members mean parents, spouses, and children.

Ameria Partner provides a wide range of benefits and preferential offerings for you.

ADVANTAGES

Your personal client relationship manager

VISA Infinite card without annual service fee

Cash-in-transit services

Special fees and terms

Customized service in comfortable halls designed especially for Ameria Partners

PartnerPackage

Advantages

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Individualized Approach

You will receive detailed advice concerning all banking services and have any transaction made straight away.

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Your Infinite Card

As Ameria Partner, you will receive a complimentary Visa Infinite card that will have your Ameriabank Partner status engraved thereon. The Visa Infinite card opens a whole new and exciting world of opportunities and benefits for you. In addition to special privileges, Visa Infinite benefits include a worldwide concierge service, emergency assistance, and insurance services.

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Superior Service

We appreciate your time. We tailor our services to your needs. Specify the time and place, whether in the Ameriabank office or in another place you like. Our service embraces fields beyond everyday banking. Our management is always open to meeting you at our conference facilities. Your personal relationship manager will be at your service in order to take care of your financial issues all the time.

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Preferential Terms

The services you use and transactions you perform at Ameria Group of Companies will have special tariffs. Your Partner status will allow you to gain easy access to our special loan products with the expedited procedure. Among other options, you may request an urgent increase of credit limit even if you are abroad at the moment.

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VIP Travel

Enjoy a luxury setting and top-notch service on business or leisure journeys at the business lounge of Armenia's Zvartnots International Airport, which was especially designed for your convenience. Three times a year, you are free to utilize the business hall's services.

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Personal Protection

With us, you will be able to travel and live in any part of the world knowing that you will have the benefit of an exclusive international medical insurance package.

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Luxury Events

We offer you an exclusive complimentary package of event planning and management. You will be able to plan your events in Yerevan and receive advice regarding event planning and management beyond Yerevan. All your projects will get the direct attention of the CEO of our partner event planning company.

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Always Up To Date

You will enjoy the exclusive opportunity to attend all Ameria-organized or sponsored events, receive regular updates about important Ameriabank events and innovations, and attend various banking forums, workshops, and presentations. If you would like to become an Ameria Partner, please leave your contacts and our specialist will call back to you.

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Consultation

In addition to complimentary banking services, your Partner status will give you access to individual consultations. Our financial, legal, management, and audit advisory services, including company screenings, are at your disposal and at disposal of your business.

Terms and conditions

Customers who purchase the Ameria Partner package receive one debit card and one credit card apiece. One of the card kinds is free, and the customer may choose to use it.

Special rates and terms apply for some services under the package.

3. Account opening commission*

 

3.1. Accounts in AMD

 

3.1.1. For customers who are RA citizens

Free of charge 

3.1.2. For clients who are not RA citizens

3.2. Currency accounts in all branches

Free of charge 

5. Account management** regardless of account turnover

Free of charge 

6. Remote Account Maintenance Fees

 

6.1.1. Using a one-time code generator or Ameria Token software code

Free of charge 

6.2. Through telephone banking service

Free of charge 

7. Commission for provision of statements, information materials and copies

 

Provision of a statement, a copy of a statement or other document stored in electronic form, regardless of the expiration date

Free of charge 

7.3. Provision of information regardless of the length of time the customer has been an account holder

Free of charge 

7.3.3. In case of ordering through online/mobile banking system/bank website***

Free of charge 

8.1. Operational SMS messages

 

8.1.1. Account balance at daily intervals

Free of charge 

8.1.2. Account balance at minimum weekly intervals

Free of charge 

8.1.3. A summary of recent account transactions

Free of charge 

8.2. Informational SMS messages

 

8.2.1. Bank rates at each change

8.2.1.1. Cash rate

8.2.1.2. Cash exchange rate

Free of charge 

8.2.2. Average exchange rate of the foreign currency market published by the Central Bank of Armenia on a daily basis

Free of charge 

11. Issuance of a power of attorney by the client (with the actual presence of the power of attorney)

Free of charge 

* No account opening commission is charged when making a time deposit, opening a safety deposit box, or opening a brokerage account. When using banking services, it is necessary to open a bank account in AMD.

** The turnover of any account of the client (including card) is extended to all other accounts of the client (this provision applies only from the point of view of charging commission). Moreover, if the customer has a card account attached to the active card only, then the commission fee is not charged, and in the case of a card account attached to the closed card, the commission fee is charged. The fee is charged during the two weeks following each calendar semester.
In the absence of turnover on all accounts during the previous 12 months, debiting to the customer's account is limited to two weeks following each calendar quarter. If there is no turnover in the account during the previous 12 months and the balance is zero, the customer's account is closed within two weeks following each calendar semester.


*** In case of brokerage accounts, no account handling commission is charged for clients with brokerage accounts.

**** The costs presented by Ameriabank's intermediary banks are subject to reimbursement from the client's account.

1.     Client account crediting in cash

 

1.1.  AMD

 

1.1.1.To accounts of payment and settlement organizations

0.3%, minimum AMD

5,000

1.1.2.To other customers

 

1.1.2.1.       400,000 AMD20

Free

1.1.2.2.       400,000 AMD

Free

1.2.  USD, EUR21

Free

1.3.  RUB, GBP, CHF, CAD, AUD, JPY22

Free if the daily amount is up to and including 1,000,000 RUB, 10,000 GBP, CHF and other foreign currency. If the amount is above such limit: 3% for the amount in excess of the specified limit.

20 No commission for cash deposit in the following cases:

  • Account top-up to pay commissions
  • Account top-up along with other transactions handled by the teller (including payments to government and/or local authorities of Armenia, including notary offices, service agencies of state committee of real estate cadaster and other government bodies)

21 2% fee shall be applied for depositing EUR 500 notes into the account. EUR 500 notes are accepted only at the head office.

22 Depositing cash as a time deposit is free of charge. If the deposit is terminated early within the first 30 days after the deposit start date, a fee will be charged at the rate applicable to cash deposits as of that date.

2.     Cash withdrawal23

 

2.1. From funds credited to client’s account in cash

Free

2.2. From funds credited to client’s account via wire transfer24

 

2.2.1. AMD

 

2.2.1.1. At Yerevan-based branches

Free

2.2.1.2. At branches outside Yerevan

Free

2.2.2. RUB

0.2%,

minimum AMD 1,000

2.2.3. USD, GBP, CHF, CAD, AUD, JPY

2%,  minimum AMD 1,000

2.3. Cash withdrawal through cashing centers of Ameriabank (POS terminal) with cards issued by other banks

2%, minimum AMD 1,500

2.4.

 

2.5.  Cash withdrawal by non-account

 N/A

23 Cash is provided as follows below:

 

 

 

Office

Cash withdrawal without filing an application in advance

Cash withdrawal based on the application filed in advance

Amount requested

(to be provided during the same operational day when the application was filed)

 

 

Amount requested

Timing for provision of cash if the application was filed before 1:00 p.m.

Timing for provision of cash if the application was filed after 1:00 p.m.

 

Kamar Branch/ Head Office

Up to AMD 30 million, USD 50,000,

EUR 30,000

or AMD 1 million equivalent in another currency (in case of other currencies)

Over AMD 30 million, USD 50,000, EUR 30,000, or

AMD 1 million equivalent in another currency (in case of other currencies)

 

Up to 3 operational days

 

Up to 4 operational days

 

Yerevan-based branches (other than Kamar Branch)

Up to AMD 20 million, USD 25,000,

EUR 15,000

or AMD 1 million equivalent in another currency (in case of other currencies)

Over AMD 20 million, USD 25,000, EUR 15,000

or AMD 1 million equivalent in another currency (in case of other currencies)

 

Up to 3 operational days

 

Up to 4 operational days

 

 

Branches outside Yerevan

Up to AMD 10 million,

USD 10,000, EUR 10,000

or AMD 1 million equivalent in another currency (in case of other currencies)

Over AMD 10 million,

USD 10,000, EUR 10,000

or AMD 1 million equivalent in another currency (in case of other currencies)

 

 

Up to 5 operational days

If after cash withdrawal the client closes his all accounts with the Bank, and the total account balance is less than the required minimum cash withdrawal fee, no cash withdrawal fee shall be charged.

24 No commission is charged for cash withdrawal under the following products/services:

  • Amounts generated from deposits with a term of 91 days and more, as well as deposits with a term of 31 days that have been extended for 3 consecutive times (except for deposit agreements terminated before the due date on the depositor’s initiative)
  • Amounts on the deposits with early termination option if such deposits are withdrawn before the contractual due date at least 91 days after the deposit origination
  • Amounts withdrawn from the deposits with partial withdrawal option, if such amounts are within the limit envisaged under the deposit terms
  • Amounts of the bonds if such bonds have been held until maturity
  • Interest paid on the deposits, savings accounts and bond coupons

This commission is also applicable to loans provided by the bank and credited to the clients’ account, unless otherwise envisaged by the terms of the given loan facility.

2.6. Delivery of cash from transfers within Ameriabank accounts to non-account holders

 

2.6.1. In AMD

N/A

 

 

2.6.2. In other currencies

N/A

 

2. Transfers in foreign currency

2.3. In USD, EUR

2.3.1. Paper and all intermediary bank charges are charged to the amount transferred

5,000 AMD

2.4. In other foreign currency quoted by the bank

  

2.4.1. Paper and all intermediary bank charges are charged to the amount transferred

5,000 AMD 

2.4.2. The costs of the correspondent bank are borne by the bank, and the costs of all intermediary banks, if any, are subsequently reimbursed by the client

  

2.4.2.1. In case of paper submission of the payment order

0.15%, minimum: 6,000 AMD, maximum: 25,000 AMD

3. Transfers in gold (999.9)

  

3.2. Other banks of RA and abroad

AMD 15,000 (for each entry and exit)

 

  • For full tariffs click here.
  • For more details about accounts please click here.

Last updated on 25.05.2023 10:44