Sector Deals | Ameriabank
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Sector Deals

When you are a member of our big family

Sector Deals

When you are a member of our big family

Overview

If you work in any of the following sectors – IT, telecom, audit, accounting, insurance, lending, justice, mining, energy, healthcare, or education – or if you are employed by an international organization or a foreign embassy in Armenia, and if, in either case, you receive your salary on an Ameriabank card, this offer is for you.

 

  • ArCa, Visa Classic, or MasterCard Standard without service fee
  • Special fees for higher-class card types
  • Free-of-charge cash withdrawal at Ameriabank ATMs
  • Free-of-charge online, mobile, and phone banking
  • 24/7 Contact Center
  • Free-of-charge SMS notifications on card transactions
  • Loans at lower interest rates
  • Online platform to apply for loans
  • Persona package: AMD 20,000 annually instead of AMD 40,000

Advantages

Accounts management without the need to visit the Bank in person

Ameria Online and Mobile banking platforms, as well as your phone banking services, enable you to make transfers and payments, including loan payments, check your account, and much more. 

Free card in addition to opening an account

You will also obtain an ArCa, Visa Classic, or MasterCard Standard card without an annual service fee. Learn more about our card products here.

Cashback up to 10.5%

You can obtain up to 10.5% cashback for non-cash purchases at our partner merchants. 

Learn more.

Loans in a few minutes

Apply online, and if your application is approved, you can get your loan within minutes.  

Learn more

Cash withdrawal free of charge

Withdraw cash free of charge at more than 150 ATMs of Ameriabank. A wide chain of locations covering major supermarkets and malls. 

Learn more

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How to join the offer

Apply online

If you are already an Ameriabank client, order a card.

Apply now

Visit us

Alternatively, you may visit any branch office of Ameriabank. Some of our branches work long hours and weekends. 

Find a branch.

Terms and conditions

Cards

Service

Deal fee

Standard fee

ArCa, Visa Classic, MasterCard Standard1

Free of charge

AMD 5000 yearly

Visa, MasterCard Gold1

AMD 10,000 yearly

AMD 20,000 yearly

Visa Platinum, MasterCard Platinum1,2

AMD 25,000 yearly

AMD 30,000 yearly

Cash withdrawal in AMD from an overdraft-enabled debit card at Ameriabank ATMs

0%

0%

Loans

Service

IT, telecom, audit, accounting, insurance, credit organizations, justice, international organizations and embassies

Mining, energy

Healthcare, education

Line of credit, overdraft or consumer loan

· AMD: 16% per annum nominal rate; actual percentage rate: 17.22%

· AMD: 17% per annum nominal rate; actual percentage rate: 18.38%

· AMD: 17% per annum nominal rate; actual percentage rate: 18.38%

· USD or EUR: 15% per annum nominal rate; actual percentage rate: 16.06%

· USD or EUR: 16% per annum nominal rate; actual percentage rate: 17.22%

· USD or EUR: 16% per annum nominal rate; actual percentage rate: 17.22%

 

 

 

Other loans

1% lower than standard annual interest rates of Ameriabank

0.5% lower than standard annual interest rates of Ameriabank

0.5% lower than standard annual interest rates of Ameriabank

Loans secured by real estate (including mortgage) 

15% higher “loan to value” ratio than according to standard terms of Ameriabank

15% higher “loan to value” ratio than according to standard terms of Ameriabank

10% higher “loan to value” ratio than according to standard terms of Ameriabank

Credit limits

 

IT and telecom

International organizations and embassies
Audit, accounting, insurance, credit organizations

Justice, Defense, healthcare

Mining and energy

Education

1.1. Difference of max collateral-free credit limit with equal installment payment scheme from standard credit limit of the Bank

6

5

4

5

3

1.1. Difference of max collateral-free revolving credit limit from standard credit limit of the Bank

4

4

3

3

2

Обновлено 12․10.2021, 10։32