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What is Sector Deals?

If you work in any of the following sectors – IT, telecom, audit, accounting, insurance, lending, justice, mining, energy, healthcare, or education – or if you are employed by an international organization or a foreign embassy in Armenia, and if, in either case, you receive your salary on an Ameriabank card, this offer is for you.

Advantages

ArCa, Visa Classic, or MasterCard Standard without service fee

Special fees for higher-class card types

Free-of-charge online, mobile, and phone banking

Loans at lower interest rates

Sectors

IT / telecom

Energy

Healthcare

Mining

Audit

Accounting

Lending

Insurance

Education

Justice

Embassies

International company

...And much more

Wide network of ATMs

Free-of-charge cash withdrawal at Ameriabank ATMs

G-pay, Apple pay, Garmin Pay

G-pay, Apple pay, Garmin Pay provide fast, easy and secure payments with smart devices all over the world.

24/7 Contact Center

Our Contact Center and Voice Service are available 24/7

PERSONA Package

Your package of multiple options

One free Platinum class card

MasterCard Gold/Platinum, Visa Gold/Platinum card

Card package

Travel insurance, Priority Pass

Special conditions

Special rates and conditions for a number of services

Learn more

Terms and conditions

Cards
Service	Deal fee			Standard fee
ArCa, Visa Classic, MasterCard Standard¹	Free of charge			AMD 5000 yearly
Visa, MasterCard Gold¹	AMD 10,000 yearly			AMD 20,000 yearly
Visa Platinum, MasterCard Platinum¹	AMD 25,000 yearly			AMD 30,000 yearly
Cash withdrawal in AMD from an overdraft-enabled debit card at Ameriabank ATMs	0%			0%
Loans
Service	IT, telecom, audit, accounting, insurance, credit organizations, justice, international organizations and embassies	Mining, energy		Healthcare, education
Line of credit, overdraft or consumer loan	· AMD: 16% per annum nominal rate; actual percentage rate: 17.22%	· AMD: 17% per annum nominal rate; actual percentage rate: 18.38%		· AMD: 17% per annum nominal rate; actual percentage rate: 18.38%
	· USD or EUR: 15% per annum nominal rate; actual percentage rate: 16.06%	· USD or EUR: 16% per annum nominal rate; actual percentage rate: 17.22%		· USD or EUR: 16% per annum nominal rate; actual percentage rate: 17.22%

Other loans	1% lower than standard annual interest rates of Ameriabank	0.5% lower than standard annual interest rates of Ameriabank		0.5% lower than standard annual interest rates of Ameriabank
Loans secured by real estate (including mortgage)	15% higher “loan to value” ratio than according to standard terms of Ameriabank	15% higher “loan to value” ratio than according to standard terms of Ameriabank		10% higher “loan to value” ratio than according to standard terms of Ameriabank
Credit limits
	IT and telecom	International organizations and embassies Audit, accounting, insurance, credit organizations	Justice, Defense, healthcare	Mining and energy	Education
1.1. Difference of max collateral-free credit limit with equal installment payment scheme from standard credit limit of the Bank	6	5	4	5	3
1.1. Difference of max collateral-free revolving credit limit from standard credit limit of the Bank	4	4	3	3	2

We have developed MyAmeria, which makes it possible to perform the key banking operations on iOS, Android and Web platforms without visiting the bank.

If you are a foreign citizen and have an active bank account, you may open an account with Ameriabank remotely, anywhere, and at any time.

Open an online account and get free-of-charge Visa Classic or MasterCard Standard card and MyAmeria Online/Mobile Banking.

Обновлено 12․10.2021, 10։32

Sector Deals