Overdraft | Card loan | Apply online
My Ameria
ՆՈՐ
Մոբայլ բանկինգ
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AMD 100,000 -100 mln 1

Loan Amount

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Indefinite term (until requested back)*

Until the cancellation of the loan by the Bank, which may occur in accordance with the agreement, based on the results of the monitoring by the Bank

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13.79-23.13%

Actual interest rate

1In the case of loans provided by the scoring system. Maximum 10 million AMD.

Overdraft


We offer the card overdraft. There is no need to deposit cash in your card account beforehand. Just use the loan amount provided by the Bank. You may use your overdraft both for cash and non-cash payments. 

ADVANTAGES


Free cash withdrawal at Ameriabank ATMs

Low cash withdrawal fee for ATMs of both Ameriabank and other banks (as well as abroad)

The interest accrues only on used amounts.

There are no extra fees when applying online.

Advantages

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Get a response in 5 minutes

Submit your loan application online and get the response in 5 minutes.

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The loan is provided online, no need to visit the bank

You may obtain the loan on your existing Ameriabank card (if any) or on a new card or account, without visiting the Bank1

1 Provided that you meet the requirements of the Bank and follow the defined procedure.

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Safe and Secure

Transactions with Ameriabank's cards are safe and secure. We are always at your side to ensure the security of your funds and data. For any questions about cards call us at +37410 56 11 11. We are available 24/7.

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Set your own PIN

If you want an easy to remember PIN, set it yourself via ATM. If your PIN has become available to third parties or you suspect so, you can change it for security reasons.

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Manage Your Accounts Without Visiting the Bank

Ameria Online and Mobile banking platforms and our phone banking services enable you to make transfers and payments, including loan payments, check your account and much more.

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USSD service

You may block your card, get information about your account balance, available services, latest operations anytime anywhere via USSD instructions.

Overdraft by Debit Card

You may use your overdraft both for cash and non-cash payments.

13.79-23.13%

Actual interest rate

Indefinite term (until requested back)

Loan term

AMD 100,000 -100 mln 1
1 In the case of loans provided by the scoring system. Maximum 10 million AMD.

Loan amount

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Overdraft by debit card secured by property

Overdraft by debit card secured by property is a convenient way to have available funds in case of unplanned expenses and unplanned purchases. These are credit funds provided to you by the Bank, which are available with a debit card.

18.39-23.42 %

Actual interest rate

Indefinite term (until requested back)

Loan term

AMD 1 mln -100 mln

Loan amount

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Credit line

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A line of credit enables you to have the necessary amount at hand. No more contingencies and unplanned purchases!

Consumer loan

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Consumer lending is a good choice if you are planning to make purchases or payments in cash and repay the loan in equal monthly installments.

Consumer finance

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We offer a quick and convenient option for purchasing household appliances, computer equipment, smartphones, mobile devices, furniture, and other goods for everyday life.