Money that is always at hand
Loan Amount
Until the cancellation of the loan by the Bank, which may occur in accordance with the agreement, based on the results of the monitoring by the Bank
Actual interest rate
1In the case of loans provided by the scoring system. Maximum 10 million AMD.
We offer the card overdraft. There is no need to deposit cash in your card account beforehand. Just use the loan amount provided by the Bank. You may use your overdraft both for cash and non-cash payments.
Free cash withdrawal at Ameriabank ATMs
Low cash withdrawal fee for ATMs of both Ameriabank and other banks (as well as abroad)
The interest accrues only on used amounts.
There are no extra fees when applying online.
Submit your loan application online and get the response in 5 minutes.
You may obtain the loan on your existing Ameriabank card (if any) or on a new card or account, without visiting the Bank1
1 Provided that you meet the requirements of the Bank and follow the defined procedure.
Transactions with Ameriabank's cards are safe and secure. We are always at your side to ensure the security of your funds and data. For any questions about cards call us at +37410 56 11 11. We are available 24/7.
If you want an easy to remember PIN, set it yourself via ATM. If your PIN has become available to third parties or you suspect so, you can change it for security reasons.
Ameria Online and Mobile banking platforms and our phone banking services enable you to make transfers and payments, including loan payments, check your account and much more.
You may block your card, get information about your account balance, available services, latest operations anytime anywhere via USSD instructions.
You may use your overdraft both for cash and non-cash payments.
Loan term
Loan amount
Overdraft by debit card secured by property is a convenient way to have available funds in case of unplanned expenses and unplanned purchases. These are credit funds provided to you by the Bank, which are available with a debit card.
A line of credit enables you to have the necessary amount at hand. No more contingencies and unplanned purchases!
Consumer lending is a good choice if you are planning to make purchases or payments in cash and repay the loan in equal monthly installments.
We offer a quick and convenient option for purchasing household appliances, computer equipment, smartphones, mobile devices, furniture, and other goods for everyday life.