No, if there are funds available on Gift Card account at the time of its expiry or closure, transfer of such amounts shall be made based on the order of the beneficiary (recipient of the card) if the card has been activated. If not, the transfer shall be made based on the order of the applicant. The bank shall charge the fees defined by the bank’s tariffs.
If the applicant has not provided the required information for transfer of the positive balance, then upon closing of the Gift Card, the card account with the positive balance shall be administered according to the General Terms and Conditions of Provision of Banking Services to Individuals and Payment Card Service and Usage Terms of Ameriabank CJSC.
For detailed information about cards issued by Ameriabank click here.