Gift card | Cards | Ameriabank
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Gift Card

Give your loved ones your attention and care

We want you to have many opportunities for making your loved ones happy and offer you to give them Ameriabank's Gift Card. The delicately wrapped present will convey your love and care to them instead of thousands of words.

Simply visit Ameriabank’s nearest branch and order the card with a limit you want.

FAQ

How to order a Gift Card?

Visit Ameriabank’s nearest branch and present your ID/passport and PPSN [1]

You will be requested to fill in the following documents:

  • Bank’s form
  • Application-Agreement for Gift Card Provision

[1] If you do not want to open an account with the bank or are not an RA resident, PPSN is not required.

How to use the Gift Card?

The beneficiary [1] should activate [2] it upon proper identification and signing of required documents. The Gift Card should be claimed during 30 days starting from the day it has been ordered [3].

Application-Agreement for Gift Card Activation

[1] Cardholder’s (beneficiary’s) name and surname are not embossed on the Gift Card.

[2] The Bank issues only Gift Cards that require activation.

[3] If the beneficiary (recipient of the card) fails to collect the card within the specified period, the application shall be canceled and the amount shall be transferred to the account specified by the applicant. Paid commissions are non-refundable.

Who should apply to the bank for Gift Card-related issues?

In case of issues with the Gift Card (card loss, expiry, damage, loss of PIN, retention by ATM, etc.) the following persons can apply to the bank:

  • the applicant - if the card has not been activated yet
  • the beneficiary - if the card has been activated

In case of card loss, expiry of its validity period, damage or loss of PIN the bank shall pay the available card balance to the client, charging the fees specified in the terms of service provision.

Shall I lose the available balance in case of card expiry and closure?

No, if there are funds available on Gift Card account at the time of its expiry or closure, transfer of such amounts shall be made based on the order of the beneficiary (recipient of the card) if the card has been activated. If not, the transfer shall be made based on the order of the applicant. The bank shall charge the fees defined by the bank’s tariffs.

If the applicant has not provided the required information for transfer of the positive balance, then upon closing of the Gift Card, the card account with the positive balance shall be administered according to the General Terms and Conditions of Provision of Banking Services to Individuals and Payment Card Service and Usage Terms of Ameriabank CJSC.

For detailed information about cards issued by Ameriabank click here.

Don't forget that: 

  • Gift Cards shall be valid during 1 year.
  • The Gift Cards cannot be re-issued.
  • Upon expiry of the validity period, the Gift Card shall be closed.
  • The amount on the Gift Card can only be used by using the card. The Gift Card cannot be used for online transactions.
  • Online/Mobile Banking is not available for Gift Cards.

Currency AMD
Card issuance Free
Service fee (charged upfront at the moment of card provision) AMD 3,000
Minimum initial value AMD 10,000
Annual interest rate accrued to the card account balance 0%
Card blocking Free
Card unblocking Free
SMS notification (for operations in the amount of AMD 10,000 or foreign currency equivalent and more) Free
SMS notification (for any amount without limitations) AMD 10 per transaction, VAT included
Maximum initial value N/A
Cash withdrawal
a) from Ameriabank ATMs and cashing centers 2% or AMD 1,000, whichever is greater
b) from other bank ATMs and encashment centers servicing ArCa payment cards 2.5% or AMD 1,000, whichever is greater
c) from other ATMs and cashing centers 3% or AMD 1,000, whichever is greater
Transfer of available card balance to account specified by the client/provision of card balance to the client in cash, in case of Gift card loss, expiry of the validity period*, damage or loss of PIN 2% or AMD 1,000, whichever is greater
Non-cash transactions Free
Provision of up to 1 year-old account statements, copies of account statements or other documents kept in electronic form Free
Provision of more than 1 year-old account statements, copies of account statements or other documents kept in electronic form AMD 5,000, VAT included per annual statement per account
Provision of more than 1 year-old account statement or other electronic document, by emailing to the customer without stamp AMD 3,000, VAT included per annual statement per account
Delivery of account statement by e-mail Free
Delivery of account statement by post within Armenia AMD 1,000 per month, VAT included
Delivery of account statement by post outside Armenia As per postal service bills
Accelerated return of Ameriabank cards swallowed by Ameriabank ATMs

AMD 500 for ATMs within branch premises (cards returned within the same business day)

AMD 1,500 if the card is returned in Yerevan or other towns with Ameriabank presence (the process will take 2 business days)

AMD 5,000 if the card is returned at other communities (the process will take 5 business days)

Last updated on 21.04.2022, 10:25