PERSONA package | Accounts | Ameriabank
My Ameria
ՆՈՐ
Մոբայլ բանկինգ

Persona Package

Your package of many options

  • One free-of-charge Gold Card (debit one or credit one, if the client does not have a card of this type yet)
  • One free-of-charge Platinum Card (debit one or credit one, if the client does not have a card of this type yet)
  • Card package (travel insurance, Priority Pass) - provided free of charge with one of the top-class cards
  • Insurance for card transactions - free of charge
  • Visa PaySticker - at a 50% discount on the annual service fee
  • The loan disbursement fee is not charged if it is under AMD 50,000, inclusive. Otherwise, the amount exceeding the limit of AMD 50,000 is charged
  • In the case of real estate purchase/renovation/construction loans and car loans in USD and Euro, a 0.5% discount shall be applied to the then-effective annual interest rate set by the bank
  • Deposit box

       In the case of signing an agreement for any term under 1 year - 20% discount
In the case of signing an agreement for 1 year - 30% discount
Provision and activation of the IB service - free of charge

  • Free access to Lounge Key business lounges for Visa Platinum cardholders - twice a year (all subsequent entries at USD 32 each)

MasterCard Gold/Platinum, Visa Gold/Platinum card

Free of charge

The service fee for Persona package is AMD 20,000

 Per calendar half-year

Special terms

Special terms and tariffs for multiple products and services

One Debit and One Credit Card

You will receive one debit and one credit card of whichever type you choose: MasterCard Gold/Platinum, Visa Gold/Platinum.

Credit Benefits

No loan provision fee under AMD 50,000 is charged to Persona clients. If the applicable fee exceeds AMD 50,000, only the part above AMD 50,000 will be charged.

How to apply

The service price of the Persona package is 20,000 AMD per calendar semester (it is charged at the end of the calendar semester).

3. Account opening commission[1]

 

3.2. Accounts in foreign currency at any branch of Ameriabank

free of charge

5. Account maintenance[2] regardless of account turnover

free of charge

6. Remote Account Maintenance Fees

 

6.1. With the right to view account statements and transactions, make transactions through the Online/Mobile Banking system

 

6.1.1. Using a one-time code generator

free of charge

6.1.2. Ameria Token using software code

free of charge

7. Commission for provision of statements, information materials and copies

 

7.3. Provision of information

 

7.3.3. In case of ordering through Online/Mobile Banking System/Bank website

free of charge

3. CASH TRANSACTIONS

 

2. Disbursement of cash

 

2.2.2. Russian ruble

0.2%, minimum - AMD 1,000

[1] No account opening commission is charged when making a time deposit, opening a safety deposit box, or opening a brokerage account. When using banking services, it is necessary to open a bank account in AMD.

[2] The turnover of any account of the client (including card) is extended to all other accounts of the client (this provision applies only from the point of view of charging commission). Moreover, if the customer has a card account attached to the active card only, then the commission fee is not charged, and in the case of a card account attached to the closed card, the commission fee is charged. The fee is charged during the two weeks following each calendar semester.

In the absence of turnover on all accounts during the previous 12 months, debiting to the customer's account is limited to two weeks following each calendar quarter. If there is no turnover in the account during the previous 12 months and the balance is zero, the customer's account is closed within two weeks following each calendar semester.

No account management commission is charged for brokerage accounts.

"Your financial directory". www.fininfօ.am

"YOUR FINANCIAL DIRECTORY" IS AN ELECTRONIC SYSTEM OF SERVICES OFFERED TO INDIVIDUAL PERSONS, WITH THE HELP OF WHICH YOU CAN EASILY SEARCH, COMPARE AND CHOOSE THE MOST EFFECTIVE OPTION OF FINANCIAL SERVICES FOR YOU.

The final decision to join the package is made by Ameriabank. The subsequent process is organized according to the account opening procedure and the same minimum documents will be required.

 

Last updated on 28.09.2021, 09:40