Card-to-card transfers | Ameriabank
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Card-to-Card Transfers

Instant card-to-card payments

The service is temporarily down.

Need to transfer money from one card to another or provide your friend with financial aid?

Our card-to-card transfer platform is there for you to use at any time of the day without the need to visit the bank.  

From November 1, 2022 to February 1, 2023, inclusive, 0% fee will apply for card transfers via MyAmeria application

When you make card-to-card or card-to-account payments:

  • The sum becomes available on the account instantly
  • There is no need to register a virtual card
  • You may use MasterCard, Visa, or ArCa cards of any local or foreign bank.[1], [2] and [3]
  • You can make payments to your Ameriabank accounts and cards.
  • You may make deposits to your account and leave instructions for them to be automatically debited for your next loan payment.

We care for the safety of your funds. To protect your cash, we use:

Secure connection (SSL) technology

Master Card Secure Code and Verified by Visa (VbV) technologies for online payments

[1] Payments cannot be made without the CVC2 code on the reverse side of the card in the case of using MasterCard WorldWide and Visa International cards, except where the card was issued under the MasterCard SecureCode™ or Verified by Visa™ program and the cardholder has received its own SecureCode/Verified by Visa from the bank.

[2] Transaction currency is determined based on the currency of the recipient’s card/account.

[3] In the case of technical issues or failures, the sum will become available on the recipient’s account by 1:00 p.m. Yerevan time on the next business day after the transfer.

Transfer fee

2% of the transferred amount, payable by the sender.

Minimum transfer amount

AMD 1,000 or equivalent thereof in foreign currency.


Transfers can be done in the following currencies - AMD, USD, EUR, or RUB.


Can I make payments using the cards of other banks?

Yes, you can make payments using MasterCard, Visa, and ArCa cards issued by other banks, however, the recipient should be an Ameriabank card or account holder.

How should I make online transfers?

To make an online transfer, enter the number of the recipient’s Ameriabank card or the number of its account in Ameriabank, the one-time security code, and the amount of payment. Then, enter your card details and click confirm.

For more details about accounts, please click here.

  • The transfer fee is 2% of the transferred amount, paid by the sender.
  • Transfers can be done in the following currencies - AMD, USD, EUR, RUB2.
  • Instant access to money when the transfer is done properly3.


  • Minimum transfer amount is AMD 1,000 or its equivalent in foreign currency.
  • No more than 3 transfers a day to one and the same account are allowed. Limit per transaction is as specified below:











Stressing the importance of your financial security, we have applied:

  • Secure connections (SSL) technology.
  • Technologies maintaining security in web space - Master Card Secure Code security transfers and VISA Verified by Visa (VbV).

1Transfers cannot be executed with:

  • MasterCard WorldWide/Visa International cards in the signature field on the back of which is not indicated the three-digit СVС2/CVV2 code, except where the card participates in the MasterCard SecureCode™/Verified by Visa™ program and the cardholder has received a personal SecureCode/Verified by Visa code from the issuing bank.

2The transaction currency is determined based on the currencty of the recipient's card of bank account indicated in the corresponding field by the sender.

3In case of technical problems or failures the funds will become available for the recipient on the next business day before 01:00 PM Yerevan Time (Armenia).

Last updated on 01.11.2022, 09:52