Credit Limit | Loans | Ameriabank
My Ameria
ՆՈՐ
Մոբայլ բանկինգ
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Up to AMD 50 million or its equivalent in another currency

Loan amount

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Up to 60 months

Term

What is a credit limit?

We wish to make your goals come true at once. While working to create the best offers for you we consider each detail and create tailored services. The credit limit secured by real estate is a good choice when you need money urgently. You are provided an approved credit limit based on the liquidity value of the real estate and your creditworthiness criteria and you can receive loans, lines or credit and/or overdraft within the scope of the credit limit without further review of the credit file.

ADVANTAGES

Fast - with a pre-approved credit limit

Cost-efficient

Convenient

Advantages

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Fast

If you are not sure about the amount you need at this moment, you don’t have to worry about going through a new lending procedure each time to get a new loan. With a pre-approved credit limit, you can apply to the bank at any time and receive the amount you need within a short period.

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Cost-efficient

You only need to pay notary and cadaster fees once when the credit limit is approved and then you are free to utilize amounts within your limit at any time without extra payments.

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Convenient

If you have no time to submit the required documents at the given moment, no problem. The credit limit may be provided in the amount of up to 50% of the liquidity value of the pledged property without creditworthiness assessment and in the amount of up to 70% of the liquidity value of the pledged property with creditworthiness assessment.

Are you ready to apply for a loan?

Visit the branch and submit the necessary documents

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Terms and conditions

Credit line

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A line of credit enables you to have the necessary amount at hand. No more contingencies and unplanned purchases!

Learn more

Consumer loan

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Consumer lending is a good choice if you are planning to make purchases or payments in cash and repay the loan in equal monthly installments.

Learn more

Consumer finance

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We offer a quick and convenient option for purchasing household appliances, computer equipment, smartphones, mobile devices, furniture, and other goods for everyday life.

Learn more