Unistream
My Ameria
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Մոբայլ բանկինգ

Unistream

Money transfers without borders

Unistream payments are available for the recipient within 180 calendar days. If the recipient does not receive the amount during the mentioned period, only the sender will be able to receive it and only within 3 years after the transfer. After 3 years have passed, the amount will no longer be available. In the case of cancellation, the commission becomes non-refundable.

Amounts delivered through Unistream are usually available 10 minutes after the transfer has been made. The amount of commission depends on the amount and destination of the transfer.

Ingoing and outgoing rapid money transfers in RUB, USD, Euro, and AMD:

About 100 countries (including Russia, CIS, and others)

  • 300,000+ agent locations
  • The maximum amount of a single transfer is 900,000 rubles or its equivalent in US dollars and/or Euros and/or Armenian drams. In the case of receiving transferred funds in a foreign country, limitations may be imposed in some cases according to the requirements of the respective country’s law and regulations and/or internal regulations of the bank, depending on the amount and currency of the received transfer.
  • In the case of payout of funds received via Unistream, the Bank may impose limitations on the withdrawal of cash in foreign currency.
  • The Bank may at its discretion decide to provide Armenian drams only to the account holders and non-holders when cashing out foreign currency transferred to them.
  • Non-holders are charged a fee in accordance with Ameriabank CJSC Standard Tariffs for Individuals.

To send a transfer, you should

·         Submit your ID

·         Pay the transfer amount and the commission

·         Sign the form/slip

To receive a transfer, you should:

·         Submit your ID

·         Provide the unique reference number of the transfer

·         Sign the form/slip

·         Provide other details, if required by the rules of the transfer system (such as amount and currency for the Unistream system)

For each transfer, the system generates a unique reference number, which the sender should communicate to the recipient. In order to collect the transfer, the recipient should, among other things, give the reference number.

FAQ

Who can receive money transfers? Are there any age restrictions?

·         Amounts in the name of minors under the age of 14 are paid out only to the recipient’s legitimate representatives (parents, guardians, custodians/trustees) subject to the presentation of passports and documents certifying the authorities of such representatives.

Underage people above the age of 14 but below the age of 18 can receive payments subject to the presentation of a passport or another personal identification document.

Can I cancel my transfer and get the money back?

If you want to cancel the transfer and get the money back, we shall make an inquiry to check whether it has been paid to the recipient or not. If the recipient has not yet received the payment, you need to fill out a refund application form. Paid commissions are not refundable unless otherwise envisaged under the rules of the transfer system. You will get the money back when it is returned by the intermediary bank.

What do I do if after making a transfer, I realized that it contains wrong information?

If you would like to modify the transfer after it has been sent, and the money has not been yet received by the recipient, you should fill in the transfer modification form [1], indicating the data to be edited. Each money transfer system defines its own rules for editing transfers. Unless otherwise envisaged by the policies of the money transfer system or receiving bank, changes in the transfer data are formalized within 1 banking day after submission of your application, provided the amount has not been paid to the recipient yet.

Where does the money go, if the recipient does not receive it immediately?

Unistream transfers are available for recipients within 180 calendar days. If the recipient has not received the amount within the mentioned period, the money will only be paid out to the sender and only within 3 years after the date of transfer. After 3 years have passed, the amount will no longer be available. In the case of cancellation, the Unistream transfer commission becomes non-refundable.

For more details about accounts, please click here.

Country

Currency sent

Currency received[1]

Amount from

Amount up to

Commission fee (% of transfer amount)

Fixed commission, by currency

Minimum commission

USA

USD

USD

20

20000

3

 -

 -

Armenia

EUR

EUR

 -

15000

0.6

 -

 -

Armenia

USD

USD

 -

20000

0.6

 -

 -

Armenia

RUB

RUB

 -

Maximum transaction limit

0.6

 -

 -

Armenia

AMD

AMD

 -

Maximum transaction limit

0.6

 -

 -

Belarus

RUB

RUB

 -

Maximum transaction limit

1.5

 -

 -

Belarus

RUB

USD

 -

Maximum transaction limit

0

 -

 -

Belarus

USD

RUB

 -

20000

0

 -

 -

Belarus

EUR

EUR

 -

15000

1.5

 -

 -

Belarus

USD

USD

 -

20000

1.5

 -

 -

Bulgaria

USD

USD

100

400

 -

8

 -

Bulgaria

USD

USD

400

500

 -

10

 -

Bulgaria

USD

USD

500

750

 -

15

 -

Bulgaria

USD

 USD

 -

100

 -

5

 -

Bulgaria

USD

USD

1500

2000

 -

40

 -

Bulgaria

USD

USD

750

1000

 -

20

 -

Bulgaria

USD

USD

1000

1500

 -

30

 -

Bulgaria

USD

USD

6000

7000

 -

140

 -

Bulgaria

USD

USD

3000

4000

 -

80

 -

Bulgaria

USD

USD

4000

6000

 -

120

 -

Bulgaria

USD

USD

2000

3000

 -

60

 -

Bulgaria

USD

USD

8000

20000

2.5

 -

 -

Bulgaria

USD

USD

7000

8000

 -

160

 -

Bulgaria

EUR

EUR

3000

4000

 -

80

 -

Bulgaria

EUR

EUR

400

500

 -

10

 -

Bulgaria

EUR

EUR

750

1000

 -

20

 -

Bulgaria

EUR

EUR

500

750

 -

15

 -

Bulgaria

EUR

EUR

2000

3000

 -

60

 -

Bulgaria

EUR

EUR

1500

2000

 -

40

 -

Bulgaria

EUR

EUR

1000

1500

 -

30

 -

Bulgaria

EUR

EUR

100

400

 -

8

 -

Bulgaria

EUR

EUR

 -

100

 -

5

 -

Bulgaria

EUR

EUR

6000

7000

 -

140

 -

Bulgaria

EUR

EUR

7000

8000

 -

160

 -

Bulgaria

EUR

EUR

8000

15000

2.5

 -

 -

Bulgaria

EUR

EUR

4000

6000

 -

120

 -

United Kingdom

USD

USD

 -

20000

0

 -

 -

United Kingdom

EUR

EUR

 -

15000

0

 -

 -

Vietnam

RUB

RUB

 -

Maximum transaction limit

1

 -

 -

Vietnam

USD

USD

 -

20000

1

 -

 -

Vietnam

EUR

EUR

 -

15000

1

 -

 -

Germany

USD

EUR

 -

279.99

 -

6

 -

Germany

USD

EUR

279.99

20000

0

 -

 -

Germany

RUB

EUR

 -

17499.99

 -

350

 -

Germany

RUB

EUR

17499.99

Maximum transaction limit

0

 -

 -

Germany

EUR

EUR

 

249.99

 -

5

 -

Germany

EUR

EUR

249.99

15000

2

 -

 -

Germany

AMD

EUR

 -

134999.99

0

2600

 -

Germany

AMD

EUR

134999.99

Maximum transaction limit

0

 -

 -

Greece

USD

EUR

 -

20000

0

 -

 -

Greece

RUB

EUR

 -

Maximum transaction limit

0

 -

 -

Greece

EUR

EUR

 -

15000

0.6

 -

 -

Georgia

EUR

EUR

 -

15000

1.5

 -

 -

Georgia

USD

USD

 -

20000

1.5

 -

 -

Georgia

RUB

RUB

 -

Maximum transaction limit

1.5

 -

 -

Georgia

USD

RUB

 -

20000

0

 -

 -

Georgia

RUB

USD

 -

Maximum transaction limit

0

 -

 -

Israel

EUR

EUR

 -

3000

1.5

 -

 -

Israel

EUR

EUR

3000

10000

 

35

 -

Israel

USD

USD

 -

3000

1.5

 -

 -

Israel

USD

USD

3000

10000

 -

35

 -

India

EUR

EUR

 -

700

 -

7

 -

India

EUR

EUR

700

15000

1

 -

 -

India

USD

USD

 -

700

 -

7

 -

India

USD

USD

700

20000

1

 -

 -

India

RUB

USD

2000

Maximum transaction limit

1

 -

 -

India

RUB

USD

 -

2000

 -

200

 -

Spain

USD

EUR

 -

20000

1

 -

5

Spain

USD

USD

 -

20000

2.3

 -

 -

Spain

EUR

EUR

 -

15000

2

 -

5

Spain

EUR

EUR

 -

15000

2.3

 -

 -

Spain

RUB

EUR

 -

Maximum transaction limit

1

 -

70

Italy

EUR

 EUR

 -

15000

2.5

 -

5

Italy

RUB

EUR

 -

12999.99

 -

200

 -

Italy

RUB

EUR

12999.99

Maximum transaction limit

0

 -

 -

Italy

USD

EUR

199.99

20000

0

 -

 -

Italy

USD

EUR

 -

199.99

 -

3

 -

Italy

AMD

EUR

 -

100000

 -

1500

 -

Italy

AMD

EUR

100000

Maximum transaction limit

0

 -

 -

Kazakhstan

EUR

 EUR

 -

15000

1.5

 -

 -

Kazakhstan

RUB

USD

 -

Maximum transaction limit

0

 -

 -

Kazakhstan

USD

RUB

 -

20000

0

 -

 -

Kazakhstan

USD

USD

 -

20000

1.5

 -

 -

Kazakhstan

RUB

RUB

 -

Maximum transaction limit

1.5

 -

 -

Kyrgyzstan

RUB

USD

 -

Maximum transaction limit

0

 -

 -

Kyrgyzstan

RUB

RUB

 -

Maximum transaction limit

1.5

 -

 -

Kyrgyzstan

EUR

EUR

 -

15000

1.5

 -

 -

Kyrgyzstan

USD

RUB

 -

20000

0

 -

 -

Kyrgyzstan

USD

USD

 -

20000

1.5

 -

 -

Latvia

RUB

RUB

 -

Maximum transaction limit

1.5

 -

 -

Latvia

EUR

EUR

 -

15000

1.5

 -

 -

Latvia

USD

USD

 -

20000

1.5

 -

 -

Lithuania

EUR

EUR

 -

10000

1.5

 -

 -

Lithuania

USD

USD

 -

10000

1.5

 -

 -

Lithuania

RUB

RUB

 -

Maximum transaction limit

1.5

 -

 -

Moldova

USD

RUB

 -

20000

0

 -

 -

Moldova

USD

USD

 -

20000

1.5

 -

 -

Moldova

EUR

EUR

 -

15000

1.5

 -

 -

Moldova

RUB

RUB

 -

Maximum transaction limit

1.5

 -

 -

Moldova

RUB

USD

 -

Maximum transaction limit

0

 -

 -

Mongolia

RUB

RUB

3000

Maximum transaction limit

1.3

 -

 -

Mongolia

RUB

RUB

 -

3000

1.5

 -

 -

UAE

USD

USD

 -

20000

2.3

 -

 -

UAE

EUR

EUR

 

15000

2.3

 -

 -

Poland

EUR

EUR

 -

15000

2.3

 -

10

Poland

USD

USD

 -

20000

2.3

 -

12

Russia

RUB

USD

 -

Maximum transaction limit

0

 -

 -

Russia

USD

USD

 -

20000

1

 -

 -

Russia

EUR

EUR

 -

15000

1

 -

 -

Russia

RUB

RUB

 -

Maximum transaction limit

1

 -

 -

Russia

USD

RUB

 -

20000

0

 -

 -

Romania

RUB

EUR

 -

Maximum transaction limit

0

 -

 -

Romania

EUR

 EUR

 -

15000

2

 -

 -

Romania

RUB

USD

 -

Maximum transaction limit

0

 -

 -

Romania

EUR

USD

 -

15000

0

 -

 -

Romania

USD

EUR

 -

20000

0

 -

 -

Romania

USD

 

 -

20000

2

 -

 -

Serbia

RUB

EUR

 -

Maximum transaction limit

 -

 -

300

Serbia

EUR

 EUR

 -

15000

2

 -

5

Serbia

AMD

EUR

 -

Maximum transaction limit

 -

 -

2500

Serbia

USD

EUR

 -

20000

 -

 -

5

Tajikistan

EUR

EUR

 

15000

1.5

 -

 -

Tajikistan

RUB

RUB

 -

Maximum transaction limit

1.5

 -

 -

Tajikistan

USD

USD

100

400

 -

8

 -

Tajikistan

USD

USD

 -

20000

1.5

 -

 -

Tajikistan

USD

RUB

 -

20000

0

 -

 -

Tajikistan

RUB

USD

 -

Maximum transaction limit

0

 -

 -

Uzbekistan

RUB

USD

 -

Maximum transaction limit

0

 -

 -

Uzbekistan

USD

USD

 -

20000

1.5

 -

 -

Uzbekistan

EUR

EUR

 -

15000

1.5

 -

 -

Philippines

USD

USD

700

20000

1

 -

 -

Philippines

USD

USD

 -

700

 -

7

 -

Philippines

EUR

EUR

-

700

 

7

 -

Philippines

EUR

EUR

700

15000

1

 -

 -

Philippines

RUB

USD

2000

Maximum transaction limit

1

 -

 -

Philippines

RUB

USD

 -

2000

 -

200

 -

France

EUR

EUR

 -

15000

2

 -

 -

Czech Republic

USD

USD

 -

20000

1.5

 -

 -

Czech Republic

EUR

EUR

 -

15000

1.5

 -

 -

Sri Lanka

RUB

USD

 -

2000

 -

200

 -

Sri Lanka

RUB

USD

2000

Maximum transaction limit

1

 -

 -

Sri Lanka

EUR

EUR

700

15000

1

 - 

 -

Sri Lanka

EUR

EUR

 -

700

 -

7

 -

Sri Lanka

USD

USD

700

20000

1

 -

 -

Sri Lanka

USD

USD

 -

700

 -

7

 -


For additional information on Unistream, address-based transfer fees, country list and other information, please visit www.unistream.ru.
Under the Republic of Armenia Law “On Combating Money Laundering and Terrorism Financing” we may request you to provide additional information and documents to conduct “Know your customer” checks, as well as ask you additional questions during verbal communication (if required so).

Last updated on 27.04.2022, 10:03