Unistream
Նախորդ տարբերակին անցում կատարելու համար սեղմել   այստեղ

Unistream

Money transfers without borders

Unistream payments are available for the recipient for 180 calendar days. If the recipient does not collect the amount during that period, only the sender will be able to receive it and only during 3 years after the transfer. After that period the amount will no longer be available. In case of cancellation the commission fee is not refundable.

Amounts delivered through Unistream are usually available in 10 minutes after the transfer is made. The amount of commission depends on the amount and destination of transfer.

Fast money transfers in RUB and USD

  • 100 countries worldwide, including Russia, CIS and others
  • 300,000+ service centers
  • Maximum limit per transfer: RUB 900,000 or its equivalent in USD/EUR

To make a transfer, you should

  • Submit your ID
  • Pay the transfer amount and the commission fee
  • Sign the form/slip

To pick up a transfer, you should:

  • Submit your ID
  • Provide the unique reference number of the transfer
  • Sign the form/slip
  • Provide other details, if required by the rules of the transfer system (such as amount and currency in case of Unistream)

The system generates a unique reference number for each transfer which the sender should communicate to the recipient. To collect the transfer, the recipient should specify, among other things, the reference number.

FAQ

Who can receive money transfers? Are there any age restrictions?

Amounts in the name of minors under the age of 14 can be paid out only to the recipient’s legitimate representatives (parents, guardians, custodians/trustees) subject to availability of passports and documents certifying the authorities of such representatives.

Underage people above the age of 14 but below the age of 18 can receive payments subject to availability of passport or other personal identification document.

Who pays the commission, the sender, or the recipient?

Commission is payable by the sender in AMD at the Central Bank exchange rate effective on that day. No additional fees charged to the recipient. If you do not have an account with Ameriabank, our Standard Tariffs for Individuals [1] will be charged.

Can I cancel my transfer and get the money back?

If you want to cancel the transfer and get the money back, we must make an inquiry to check whether or not it has been paid to the recipient yet. If the recipient has not yet received the payment, you need to fill out a refund application form. Paid commissions are not refundable unless otherwise envisaged under the rules of the transfer system. You will get the amount back when it is returned by the intermediary bank.

What do I do if after making a transfer I realize that it contains wrong information?

If you would like to modify the transfer after it has been sent, and the money has not been picked up by the recipient yet, you should fill in the transfer modification form [1], indicating the data to be edited. Each money transfer system defines its own rules for editing transfers. Unless otherwise envisaged by the policies of the money transfer system or receiving bank, changes in transfer data are formalized within 1 banking day after submission of your application, provided the amount has not been paid to the recipient yet.

Where does the money go, if the recipient does not collect it immediately?

Unistream transfers are available for recipients for 180 calendar days. If the recipient does not collect the amount during that period, the money will only be paid out to the sender and only during 3 years after the date of transfer. After that the amount will no longer be available. In case of cancellation Unistream transfer fees are not refundable.

For more details about accounts please click here.

Country

Currency in which the transfer is sent

Currency in which the transfer is received

Amount from

Amount

up to

Commission fee (% of transfer amount)

Fixed commission, by currency

Minimum commission

USD

USD

USD

20

20,000

3

 -

 -

Armenia

EUR

EUR

 -

15,000

0.6

 -

 -

Armenia

USD

USD

 -

20,000

0.6

 -

 -

Armenia

RUB

RUB

 -

Max limit

0.6

 -

 -

Armenia

AMD

AMD

 -

Max limit

0.6

 -

 -

Belarus

RUB

RUB

 -

Max limit

1.5

 -

 -

Belarus

RUB

USD

 -

Max limit

0

 -

 -

Belarus

USD

RUB

 -

20,000

0

 -

 -

Belarus

EUR

EUR

 -

15,000

1.5

 -

 -

Belarus

USD

USD

 -

20,000

1.5

 -

 -

Bulgaria

USD

USD

100

400

 -

8

 -

Bulgaria

USD

USD

400

500

 -

10

 -

Bulgaria

USD

USD

500

750

 -

15

 -

Bulgaria

USD

 USD

 -

100

 -

5

 -

Bulgaria

USD

USD

1,500

2,000

 -

40

 -

Bulgaria

USD

USD

750

1,000

 -

20

 -

Bulgaria

USD

USD

1,000

1,500

 -

30

 -

Bulgaria

USD

USD

6,000

7,000

 -

140

 -

Bulgaria

USD

USD

3,000

4,000

 -

80

 -

Bulgaria

USD

USD

4,000

6,000

 -

120

 -

Bulgaria

USD

USD

2,000

3,000

 -

60

 -

Bulgaria

USD

USD

8,000

20,000

2.5

 -

 -

Bulgaria

USD

USD

7,000

8,000

 -

160

 -

Bulgaria

EUR

EUR

3,000

4,000

 -

80

 -

Bulgaria

EUR

EUR

400

500

 -

10

 -

Bulgaria

EUR

EUR

750

1,000

 -

20

 -

Bulgaria

EUR

EUR

500

750

 -

15

 -

Bulgaria

EUR

EUR

2,000

3,000

 -

60

 -

Bulgaria

EUR

EUR

1,500

2,000

 -

40

 -

Bulgaria

EUR

EUR

1,000

1,500

 -

30

 -

Bulgaria

EUR

EUR

100

400

 -

8

 -

Bulgaria

EUR

EUR

 -

100

 -

5

 -

Bulgaria

EUR

EUR

6,000

7,000

 -

140

 -

Bulgaria

EUR

EUR

7,000

8,000

 -

160

 -

Bulgaria

EUR

EUR

8,000

15,000

2.5

 -

 -

Bulgaria

EUR

EUR

4,000

6,000

 -

120

 -

United Kingdom

USD

USD

 -

20,000

0

 -

 -

United Kingdom

EUR

EUR

 -

15,000

0

 -

 -

Vietnam

RUB

RUB

 -

Max limit

1

 -

 -

Vietnam

USD

USD

 -

20,000

1

 -

 -

Vietnam

EUR

EUR

 -

15,000

1

 -

 -

Germany

USD

EUR

 -

279.99

 -

6

 -

Germany

USD

EUR

279.99

20,000

0

 -

 -

Germany

RUB

EUR

 -

17,499.99

 -

350

 -

Germany

RUB

EUR

17,499.99

Max limit

0

 -

 -

Germany

EUR

EUR

 

249.99

 -

5

 -

Germany

EUR

EUR

249.99

15,000

2

 -

 -

Germany

AMD

EUR

 -

134,999.99

0

2,600

 -

Germany

AMD

EUR

134,999.99

Max limit

0

 -

 -

Greece

USD

EUR

 -

20,000

0

 -

 -

Greece

RUB

EUR

 -

Max limit

0

 -

 -

Greece

EUR

EUR

 -

15,000

0.6

 -

 -

Georgia

EUR

EUR

 -

15,000

1.5

 -

 -

Georgia

USD

USD

 -

20,000

1.5

 -

 -

Georgia

RUB

RUB

 -

Max limit

1.5

 -

 -

Georgia

USD

RUB

 -

20,000

0

 -

 -

Georgia

RUB

USD

 -

Max limit

0

 -

 -

Israel

EUR

EUR

 -

3,000

1.5

 -

 -

Israel

EUR

EUR

3,000

10,000

 

35

 -

Israel

USD

USD

 -

3,000

1.5

 -

 -

Israel

USD

USD

3,000

10,000

 -

35

 -

India

EUR

EUR

 -

700

 -

7

 -

India

EUR

EUR

700

15,000

1

 -

 -

India

USD

USD

 -

700

 -

7

 -

India

USD

USD

700

20,000

1

 -

 -

India

RUB

USD

2,000

Max limit

1

 -

 -

India

RUB

USD

 -

2,000

 -

200

 -

Spain

USD

EUR

 -

20,000

1

 -

5

Spain

USD

USD

 -

20,000

2.3

 -

 -

Spain

EUR

EUR

 -

15,000

2

 -

5

Spain

EUR

EUR

 -

15,000

2.3

 -

 -

Spain

RUB

EUR

 -

Max limit

1

 -

70

Italy

EUR

 EUR

 -

15,000

2.5

 -

5

Italy

RUB

EUR

 -

12,999.99

 -

200

 -

Italy

RUB

EUR

12,999.99

Max limit

0

 -

 -

Italy

USD

EUR

199.99

20,000

0

 -

 -

Italy

USD

EUR

 -

199.99

 -

3

 -

Italy

AMD

EUR

 -

100,000

 -

1,500

 -

Italy

AMD

EUR

100,000

Max limit

0

 -

 -

Kazakhstan

EUR

 EUR

 -

15,000

1.5

 -

 -

Kazakhstan

RUB

USD

 -

Max limit

0

 -

 -

Kazakhstan

USD

RUB

 -

20,000

0

 -

 -

Kazakhstan

USD

USD

 -

20,000

1.5

 -

 -

Kazakhstan

RUB

RUB

 -

Max limit

1.5

 -

 -

Kyrgyzstan

RUB

USD

 -

Max limit

0

 -

 -

Kyrgyzstan

RUB

RUB

 -

Max limit

1.5

 -

 -

Kyrgyzstan

EUR

EUR

 -

15,000

1.5

 -

 -

Kyrgyzstan

USD

RUB

 -

20,000

0

 -

 -

Kyrgyzstan

USD

USD

 -

20,000

1.5

 -

 -

Latvia

RUB

RUB

 -

Max limit

1.5

 -

 -

Latvia

EUR

EUR

 -

15,000

1.5

 -

 -

Latvia

USD

USD

 -

20,000

1.5

 -

 -

Lithuania

EUR

EUR

 -

10,000

1.5

 -

 -

Lithuania

USD

USD

 -

10,000

1.5

 -

 -

Lithuania

RUB

RUB

 -

Max limit

1.5

 -

 -

Moldova

USD

RUB

 -

20,000

0

 -

 -

Moldova

USD

USD

 -

20,000

1.5

 -

 -

Moldova

EUR

EUR

 -

15,000

1.5

 -

 -

Moldova

RUB

RUB

 -

Max limit

1.5

 -

 -

Moldova

RUB

USD

 -

Max limit

0

 -

 -

Mongolia

RUB

RUB

3,000

Max limit

1.3

 -

 -

Mongolia

RUB

RUB

 -

3,000

1.5

 -

 -

UAE

USD

USD

 -

20,000

2.3

 -

 -

UAE

EUR

EUR

 

15,000

2.3

 -

 -

Poland

EUR

EUR

 -

15,000

2.3

 -

10

Poland

USD

USD

 -

20,000

2.3

 -

12

Russia

RUB

USD

 -

Max limit

0

 -

 -

Russia

USD

USD

 -

20,000

1

 -

 -

Russia

EUR

EUR

 -

15,000

1

 -

 -

Russia

RUB

RUB

 -

Max limit

1

 -

 -

Russia

USD

RUB

 -

20,000

0

 -

 -

Romania

RUB

EUR

 -

Max limit

0

 -

 -

Romania

EUR

 EUR

 -

15,000

2

 -

 -

Romania

RUB

USD

 -

Max limit

0

 -

 -

Romania

EUR

USD

 -

15,000

0

 -

 -

Romania

USD

EUR

 -

20,000

0

 -

 -

Romania

USD

 

 -

20,000

2

 -

 -

Serbia

RUB

EUR

 -

Max limit

 -

 -

300

Serbia

EUR

 EUR

 -

15,000

2

 -

5

Serbia

AMD

EUR

 -

Max limit

 -

 -

2,500

Serbia

USD

EUR

 -

20,000

 -

 -

5

Tajikistan

EUR

EUR

 

15,000

1.5

 -

 -

Tajikistan

RUB

RUB

 -

Max limit

1.5

 -

 -

Tajikistan

USD

USD

100

400

 -

8

 -

Tajikistan

USD

USD

 -

20,000

1.5

 -

 -

Tajikistan

USD

RUB

 -

20,000

0

 -

 -

Tajikistan

RUB

USD

 -

Max limit

0

 -

 -

Uzbekistan

RUB

USD

 -

Max limit

0

 -

 -

Uzbekistan

USD

USD

 -

20,000

1.5

 -

 -

Uzbekistan

EUR

EUR

 -

15,000

1.5

 -

 -

Philippines

USD

USD

700

20,000

1

 -

 -

Philippines

USD

USD

 -

700

 -

7

 -

Philippines

EUR

EUR

-

700

 

7

 -

Philippines

EUR

EUR

700

15,000

1

 -

 -

Philippines

RUB

USD

2,000

Max limit

1

 -

 -

Philippines

RUB

USD

 -

2,000

 -

200

 -

France

EUR

EUR

 -

15,000

2

 -

 -

Czech Republic

USD

USD

 -

20,000

1.5

 -

 -

Czech Republic

EUR

EUR

 -

15,000

1.5

 -

 -

Sri Lanka

RUB

USD

 -

2,000

 -

200

 -

Sri Lanka

RUB

USD

2,000

Max limit

1

 -

 -

Sri Lanka

EUR

EUR

700

15,000

1

 - 

 -

Sri Lanka

EUR

EUR

 -

700

 -

7

 -

Sri Lanka

USD

USD

700

20,000

1

 -

 -

Sri Lanka

USD

USD

 -

700

 -

7

 -

For additional information on Unistream, address-based transfer fees, country list and other information, please visit www.unistream.ru.
Under the Republic of Armenia Law “On Combating Money Laundering and Terrorism Financing” we may request you to provide additional information and documents to conduct “Know your customer” checks, as well as ask you additional questions during verbal communication (if required so).

Last updated on 28.09.2021, 10:03