Ameriabank news

Ameriabank has launched a new campaign for refinancing of collateral-free consumer loans. The offer provides an opportunity to transfer existing loans from other financial institutions to Ameriabank without a disbursement fee and without calculating creditworthiness indicators.

The following main terms and conditions apply within the campaign:

• Term: up to 60 months
• Currency: AMD
• Minimum amount: AMD 300,000
   

If the borrower owns at least one piece of real estate or has registered income:

• Nominal interest rate: 16% (annual percentage rate: 17.22%)
• Maximum amount: up to AMD 6,000,000 (outstanding balance of the loans being refinanced + up to 20% additional amount)
   

If the borrower does not own at least one piece of real estate and does not have registered income:

• interest rate: 16.5% fixed (annual percentage rate: 17.79%)
• Maximum amount: up to AMD 3,000,000 (outstanding balance of the loans being refinanced + up to 10% additional amount)

Loan disbursement fee: N/A

Eligible participants of the campaign are individuals who are citizens and residents of Armenia, aged 21- 63 as of the date of the loan issuance.

Loans currently active at Ameriabank, gold-secured loans, as well as revolving lines of credit and overdrafts are not eligible for refinancing.

The offer is open from October 21, 2026 until and including January 31, 2027.

Full terms and conditions are available here.

For any queries, please call us at (010)(012) 561111 or visit the nearest branch of the Bank.