We would like to inform you that Ameriabank provides an opportunity to take advantage of the preferential payment period for credit obligations* of Individuals under the following description committed to the Bank until 30.04.23 including, moreover,
if you are a natural person included in one of the groups presented below, you can take advantage of the preferential period of principal amount and interest/service charges provided for loans until 30.04.23 including (privilege is not provided only for those mortgage loans that were provided for the purchase, repair, construction of property outside the PC);
- A natural person with actual residence in Artsakh,
- A natural person with a center of vital interests in Artsakh.
Let us inform you that this offer applies to the contracts of the above-mentioned customers, under which there are no payment obligations, and the grace period for repayment is provided in the following way:
• in the case of obligations to be repaid according to the schedule, the interest amount will be transferred to the upcoming repayment date after the credit holiday. Under the contract, the unpaid principal amount, service fee will be redistributed over the remaining repayment period,
In the case of overdrafts and lines of credit, the calculated interest will be transferred to the next repayment date after the credit holiday, no redistribution of the unpaid principal amount is applied.
We also inform you that If the loan interest rate exceeds 10% in April, Ameriabank unilaterally reduced the interest rates in favor of the client until 2023. for the period of October, setting a maximum of 10%, and in the case of installment financing, the service fee was set at a maximum of 0.5%.
If you wish to take advantage of this offer, it is necessary to submit to Ameriabank the documents or valid information acceptable to the Bank certifying the fact of meeting the criteria specified in this offer (if the required information/documents are already available in the Bank, then there is no need to submit them again. The Bank will not be notified in writing about the rejection of the offer. in case the conditions specified in the offer will apply to the obligations of the corresponding customers).
* We should add that in addition to the described criteria, the review of credit obligations is applied to physical customers in the case of loans granted in the amount of up to 25 million AMD/equivalent foreign currency amount. In case of liabilities exceeding the specified threshold, please contact any branch of Ameriabank, in which case an individual approach will be shown to each borrower.
The performance of actions aimed at the acceptance of this public offer (offer) or the fulfillment of the conditions defined by it shall be considered acceptance of all the conditions defined by this offer (offer).
For details and more information you can call +374 10/12 561111.
[1] In the sense of this proposal, the circumstance of having a center of vital interests in Artsakh is determined by the Bank. If you would like to know whether you are considered as a customer meeting this criterion, please contact the Bank.