During the press conference, the speakers summarized the 2021 Q3 results and presented the Bank's digitalization agenda and digital ecosystems.
The results of Ameriabank's activities in the 3rd quarter prove that the Bank continues to occupy the leading position in the banking system of Armenia in terms of key indicators, in particular, assets /1.079 billion AMD/, liabilities /955 billion AMD/, credit investments /660 billion AMD/ , liabilities to customers /672 billion AMD/, net profit /14 billion AMD/. In terms of statutory capital, the Bank ranks 2nd (54 billion AMD).
According to the data of the 3rd quarter of 2021, Ameriabank is the largest taxpayer bank in Armenia. The bank paid a total of 7.13 billion AMD tax to the state budget (as of 30.09.21). The indicated indicator increased by 62.5% compared to the same period last year.
According to the list of the first 1000 largest tax payers of the Republic of Armenia published by the Tax Service of the Republic of Armenia, Ameriabank in 2021 According to the data of the third quarter, it ranks 15th.
Ameriabank, constantly looking for new, more advanced, more personalized and efficient tools, continues to provide its customers with international quality financial services and business solutions.
Ameriabank is the only one in Armenia that has created a set of digital ecosystems and solutions that:
- enables its customers to get comfortable and fastest possible financing in all main directions (SME lending, car loan, mortgage loans, consumer loans),
- allows you to go through the path from opening an account to issuing a card and applying for financing in the online environment of Ameria eco-accounts,
- not only solves the financial needs of customers, but also provides the first in Armenia a convenient way to fully solve the customer's individual problem through ecosystems - digital purpose platforms.
Ameria Business Platform/ SME online loans
The Ameria business platform operates on a one-stop shop basis. The bank's customers have the opportunity to open an account in Ameriabank without visiting the bank, get a free business card and Online/Mobile banking, an online loan in 5 minutes (up to 10 million AMD in the case of an automatically approved loan), also based on tax reports. The Ameria Business platform can be used both by existing customers of the Bank and by those businessmen who would like to start and develop their business with Ameriabank. The platform will be continuously improved, offering new solutions for SMEs, providing a comprehensive ecosystem of business, financial and non-financial opportunities.
Smart account
A smart account is a bank account opened entirely online, as a result of which the client is also provided with a free international payment card with free delivery, and the Ameria Online/Mobile banking system, through which the latter can manage his accounts and perform available transactions 24/7.
Online loans for individuals
Ameriabank has created an online lending platform for individuals, which allows you to apply for financing without visiting the Bank and get an answer to your application in 5 minutes.
Developer offers in one platform
The mortgage lending platform from the primary market presents the proposals of the developers cooperating with the Bank. The platform allows you to find real estate according to the amount of monthly loan repayments or real estate price, allowing you to filter the property by type, area, number of rooms and other criteria.
Offers of car dealerships on a single platform
Ameriabank has created a unified platform for a large network of car dealers. By choosing the car and at the same time getting familiar with the terms of crediting, customers can immediately find out how much credit they can get, and then visit the car dealership.
In addition to the listed online platforms, the Bank has also created other online tools: Ameriastream - fast dram transfers by phone, online payments through the website, Online insurance - conclusion of a number of insurance contracts without visiting the Bank, www.liooli.am - online shopping platform, which presents to the product range of Armenian producers.