Ameriabank news

Update of the statement made on 13.03.2020. Dear customers, in order to prevent the spread of the coronavirus and to avoid the accumulation of people in the bank's branches, Ameriabank has made a decision that all the customers of the Bank who are natural persons and sole proprietors. from March 13 to May 13, inclusive, to provide an opportunity to use a "credit holiday".

Update of the statement made on 13.03.2020

Dear customers,

In order to prevent the spread of the coronavirus and to avoid the accumulation of people in the bank's branches, Ameriabank has made a decision to all the clients of the Bank who are natural persons and sole proprietors. from March 13 to May 13, inclusive, to provide an opportunity to use a "credit holiday".

We inform you that:

• as of the date of repayment of the credit obligation, insufficient funds are available in your bank accounts maintained at Ameriabank for the repayment of the obligation and failure to make repayment will be considered as a wish to take advantage of a "credit holiday",
• non-payment of the loan will not be considered as a violation and measures of liability will not be applied (including penalties and fines will not be calculated for non-fulfillment of loan obligations during the loan holiday period);
• As of the date of repayment of the credit obligation, if there are sufficient funds in your bank accounts maintained at Ameriabank for the repayment of the obligation, the repayment of your loan obligations will be carried out according to the terms of the existing credit agreement. In this case, it is necessary to inform the Bank about the desire to take advantage of the "credit holiday" by submitting an application to the Bank 2 working days before the date of the upcoming repayment of the corresponding loan.

For security reasons and taking care of each other's health, we encourage you to submit your application via remote methods, including Online/Mobile banking systems, e-mail. by mail or by calling the Bank's Contact Center (+374 10) 561111.

"Credit holiday" does not apply until s. as of March 13, to clients who are individuals and sole proprietors with overdue credit obligations to the Bank.

In the case of taking advantage of the credit holiday, the amount of the unfulfilled credit obligation will be evenly distributed over the next 7 months (from June to December) according to the newly prepared schedule, which you can receive via the communication method you have previously chosen.

You can familiarize yourself with the Bank's service network, branch addresses and working hours in the "Service Network" section of the Bank's official website. The address of the bank's official website is www.ameriabank.am.

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