On October 24 of this year, the press conference of Ameriabank Retail Operations Director Arman Barseghyan was held, during which the Bank's lending campaigns, which will operate until 2017, were presented. December 30.
Special lending offer for SMEs
Emphasizing the fact that each business has its own characteristics and development requirements, Ameriabank presents a new proposal for lending to SMEs.
Ameriabank provides loans to SMEs taking into account the specifics of the business, in particular, each borrower receives individual terms of lending depending on the business's income, loan/collateral ratio and the necessary term of lending specified by him. By combining the three indicators presented in the framework of the campaign, the SME can even get a loan: 10.5% in the case of Armenian drams, 6.5% in the case of US dollars, and 5% in the case of euros.
Mortgage loans
Ameriabank also makes a special offer for individuals. The bank has launched a lending campaign for the purchase, repair, and construction of real estate, within the framework of which lending is carried out based on the client's creditworthiness indicators and the offered collateral.
By comparing the customer's creditworthiness and loan security within the framework of the campaign, Ameriabank will offer a loan interest rate starting from 10.0% in the case of Armenian drams, starting from 7.0% in the case of US dollars, starting from 5.5% in the case of the euro.
Mortgage loans can be granted for up to 20 years.
Note that in 2017 According to the results of 9 months, Ameriabank continues to occupy the leading position in a number of important indicators: assets / 667.3 billion AMD, share in the market: 16%/, liabilities / 598.8 billion AMD, share in the market: 17%/, liabilities to customers / 395.7 billion AMD , share in the market: 16%/, credit investments /422.6 billion AMD, share in the market: 17%/. In terms of net profit, the Bank occupies the second position in the market. let's note that s.t. According to the results of 9 months, the net profit increased by 53.6% and on 30.09.17 to make 5.4 billion AMD.
