Ameriabank CJSC (“the Bank”) has been assigned the following ratings: B1 long-term and NP short-term local-currency bank deposit ratings, B2 long-term and NP short-term foreign currency bank deposit ratings, b1 baseline credit assessment (BCA) and adjusted BCA, Ba3 long-term and NP short-term Counterparty Risk Ratings (CRR) and Ba3(cr) long-term and NP(cr) short-term Counterparty Risk Assessments (CR Assessment).

The long-term local currency deposit rating B1 carries a positive outlook, driven by the positive outlook on the B1 Government debt rating, while the long-term foreign currency deposit rating B2 is constrained by Armenia's foreign-currency deposit ceiling and carries a stable outlook.

The B1 long-term local currency deposit rating assigned to Ameriabank incorporates its b1 BCA which reflects the Bank's: (1) diversified business profile and strong positions on its domestic market, (2) improved asset quality indicators and good loss absorption capacity - evidenced by its robust capital buffers, good profitability and adequate problem loans coverage, (3) sufficient liquidity and diversified funding base. 

Ameriabank CJSC credit ratings:
Moody’s: B1/NP (LC) & B2/NP (FC)

Republic of Armenia credit ratings:
Moody’s: long term issuer rating B1 with positive outlook
Fitch: long term IDR B+ with positive outlook