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Ameriabank
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Financial highlights

1,410 bn

Total assets (AMD)

Y 2022: 1,252 bn

Change: +12.6%

985 bn

Loans and advances (AMD)

Y 2022: 736 bn

Change: +33.9%

1,214 bn

Liabilities (AMD)

Y 2022: 1,080 bn

Change: +12.4%

196 bn

Equity (AMD)

Y 2022: 172 bn

Change: +13.8%

46.1 bn

Net profit (AMD)

Y 2022: 44.3 bn

Change: +4.0%

25.6%

ROAE

Y 2022: 29.8%

Change: -4.2 pp.

3.5%

ROAA

Y 2022: 3.9%

Change: -0.4 pp.

40.8%

CIR

Y 2022: 38.3%

Change: +2.5 pp.

16.8%

CAR

Y 2022: 17.4%

Change: -0.6 pp.

1.9%

NPL

Y 2022: 2.4%

Change: -0.5 pp.

Operational highlights


85%

Cash offloading rate

Y 2022: 74%

Change: +11 pp.

72%

Online banking penetration

Y 2022: 63%

Change: +9 pp.

51%

Share of digital sales

Y 2022: 48%

Change: +3 pp.

26

Branches

Y 2022: 25

1812

Employees

Y 2022: 1414