Enhanced financial performance with record high profitability
Total assets
Y 2024: 1,883 bn AMD
Change: +24.0%
Loans and advances
Y 2024: 1,323 bn AMD
Change: +28.3%
Liabilities
Change: +22.9%
Equity
Y 2024: 256 bn AMD
Change: +31.5%
Net profit
Y 2024: 60.0 bn AMD
Change: +21.0%
ROAE
Y 2024: 26.7%
Change: -1.7 pp.
ROAA
Y 2024: 3.8%
Change: -0.2 pp.
CIR
Y 2024: 41.6%
Change: -1.6 pp.
CAR
Y 2024: 17.4%
Change: -0.4 pp.
NPL
Y 2024: 1.4%
Change: 0.7 pp.
Cash offloading rate
Y 2024: 88.8%
Change: +3.1 pp.
Online banking penetration
Y 2024: 77.1%
Change: +4.5 pp.
Share of digital sales
Y 2024: 39.2%
Change: +8.5 pp.
Branches
Y 2024: 26
Employees
Y 2024: 2,036