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Ameriabank
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Financial highlights

1,883 bn

Total assets (AMD)

Y 2023: 1,410 bn

Change: +33.6%

1,310 bn

Loans and advances (AMD)

Y 2023: 985 bn

Change: +33.9%

1,626 bn

Liabilities (AMD)

Y 2023: 1,214 bn

Change: +34.0%

256 bn

Equity (AMD)

Y 2023: 196 bn

Change: +30.9%

60.0 bn

Net profit (AMD)

Y 2023: 46.1 bn

Change: +30.4%

26.7%

ROAE

Y 2023: 25.6%

Change: +1.1 pp.

3.8%

ROAA

Y 2023: 3.5%

Change: +0.3 pp.

41.6%

CIR

Y 2023: 40.8%

Change: +0.8 pp.

16.6%

CAR

Y 2023: 16.8%

Change: -0.2 pp.

1.4%

NPL

Y 2023: 1.9%

Change: -0.5 pp.

Operational highlights


89%

Cash offloading rate

Y 2023: 85%

Change: +4 pp.

77%

Online banking penetration

Y 2023: 72%

Change: +5 pp.

39%

Share of digital sales

Y 2023: 51%

Change: -12 pp.

26

Branches

Y 2023: 25

2,036

Employees

Y 2023: 1,812