06Sep
Ameriabank announces 2019 Q2 unaudited financial results
Robust growth of retail business with increasing share in total loan portfolio
Financial Highlights
- net profit amounted to AMD 5.6 billion
- net interest income amounted to AMD 14.9 billion, up by 21% YoY
- return on equity (ROE) and return on assets (ROA) stood at 12.1% and 1.4% respectively
- net interest margin (NIM) stood stable at around 4.8%
- total assets amounted to AMD 803 billion, increasing by 3% YtD
- total loan portfolio reached USD 550 billion, up by 1.4% YtD and 13% YoY
- Retail loan portfolio up by 17% YtD, reaching AMD 140 billion
- Retail and SME portfolio share in total loans reached the strategic target of 40%
- Tier 1 and Total Capital Adequacy Ratios stood at 11% and 13.5% respectively
2019 Q2 Investor Presentation