18Feb
Ameriabank announces 2019 Q4 unaudited financial results: robust growth of retail business with increasing share in total loan portfolio
Financial Highlights
- net profit amounted to AMD 12.1 billion, up by 15% YoY
- return on equity (ROE) amounted to 12.8%, up by 0.2 pp
- and return on assets (ROA) stood at 1.5%
- net interest margin (NIM) remained stable at 4.8%
- total assets amounted to AMD 968 billion, increasing by 24% YoY
- total loan portfolio reached AMD 578 billion, up by 6.5% YoY
- Retail loan portfolio reached AMD 178 billion, up by 48% YoY
- Retail and SME portfolio share in total loans reached 44%, up by 8 pp YoY
- Tier 1 and Total Capital Adequacy Ratios stood at 12% and 14.7% respectively
The Investor Presentation on Ameriabank 2019 Q4 unaudited financial results is disclosed on the Investor Relations website under Financial Reports and IR Presentations section
2019 Q4 Investor Presentation