Maintained growth of loan book with increasing share of retail banking

Financial Highlights 

• Total loan portfolio reached AMD 595 billion, up by 3% YtD and 11.5% YoY
• Retail loan portfolio reached AMD 196 billion, up by 10% YtD and 54% YoY
• Retail and SME portfolio share in total loans reached 47%
• Tier 1 and Total Capital Adequacy Ratios stood at 11.2% and 13.2% respectively 
• Net profit for Q1 2020 reached AMD 3 billion despite challenging environment
• Return on equity (ROE) and return on assets (ROA) stood at 11.6% and 1.3% respectively
• Net interest margin (NIM) remained stable at 4.8%
• Cost to income ratio (CIR) improved by 7pp reaching 35%

 The Investor Presentation on Ameriabank 2020 Q1 unaudited financial results is disclosed on the Investor Relations website under Financial Reports and IR Presentations section:

2020 Q1 Investor Presentation