Saving Leasing

Main

Ameriabank has launched a new AMD lease program under special conditions. This offer has been designed specifically for SMEs.

Under the program, the SMEs can get:

New energy efficient production equipment
New medical energy efficient equipment
Electric cars
Small trucks and other commercial vehicles
Trucks and construction machinery
HVAC systems
Refrigerators, freezers and fridge camera

Terms and conditions

Eligible lessees	Legal entities or individual entrepreneurs The company should be: Operating for at least 6 months prior to the application date if it is engaged in trade and (or) services Operating for at least 12 months prior to the application date if it is engaged in production SME
Advance payment	15% min Advance payment/Value of the leased item: 15/100%
Nominal interest rate**	8,5% – 10.5%
Annual percentage rate	8,83%-10,75%
Currency	AMD
Lease term**	6 months to 5 years
Minimum and maximum limits of finance	Minimum AMD 5 million Maximum AMD 500 million
Fee for provision of finance	0-1% of the lease finance amount lump sum or AMD 500,000, whichever is greater
Insurance of the leased item	Required during entire lease term. Furthermore, during the first year the insurance should be obtained for the entire market value of the leased item. Insurance for the remaining years should be obtained at least for the value of the outstanding balance.

* These terms do not apply to finance lease issued under the RA Law “On Consumer Crediting”. ** The rate and term of lease depend on the level of risk associated with the contract, type of property to be purchased and specifics of business. Lease rate depends also on term of lease. Maximum lease rate shall not exceed 24%. *** Whenever applied, the maximum annual rate or aggregate amount of fines and/or penalties under the Agreement shall be within the limits specified in the laws and regulations of the Republic of Armenia.

Saving Leasing

Saving Leasing

Main

Terms and conditions

Բանկի մասին

Ավելին

Հաշվետվություններ