Saving Leasing
My Ameria
Մոբայլ բանկինգ

Saving Leasing

For businesses with up to AMD 750M annual turnover


Ameriabank has launched a new AMD lease program under special conditions. This offer has been designed specifically for SMEs.

Under the program, the SMEs can get:

  • New energy efficient production equipment
  • New medical energy efficient equipment
  • Electric cars
  • Small trucks and other commercial vehicles
  • Trucks and construction machinery
  • HVAC systems
  • Refrigerators, freezers and fridge camera

Eligible lessees

Legal entities or individual entrepreneurs

The company should be:

  • Operating for at least 6 months prior to the application date if it is engaged in trade and (or) services
  • Operating for at least 12 months prior to the application date if it is engaged in production
  • SME
Advance payment

15% min

Advance payment/Value of the leased item: 15/100%

Nominal interest rate** 8,5% – 10.5%
Annual percentage rate 8,83%-10,75%
Currency AMD
Lease term** 6 months to 5 years
Minimum and maximum limits of finance

Minimum AMD 5 million

Maximum AMD 500 million

Fee for provision of finance 0-1% of the lease finance amount lump sum or AMD 500,000, whichever is greater
Insurance of the leased item

Required during entire lease term.

Furthermore, during the first year the insurance should be obtained for the entire market value of the leased item. Insurance for the remaining years should be obtained at least for the value of the outstanding balance.

* These terms do not apply to finance lease issued under the RA Law “On Consumer Crediting”. ** The rate and term of lease depend on the level of risk associated with the contract, type of property to be purchased and specifics of business. Lease rate depends also on term of lease. Maximum lease rate shall not exceed 24%. *** Whenever applied, the maximum annual rate or aggregate amount of fines and/or penalties under the Agreement shall be within the limits specified in the laws and regulations of the Republic of Armenia.