Express Leasing
Նախորդ տարբերակին անցում կատարելու համար սեղմել   այստեղ

Express Leasing

For businesses with up to AMD 750M annual turnover

Ameriabank offers Express Leasing to corporate clients for acquisition of property and equipment. It is approved maximum within 3 business days. No financial analysis required.
Express leasing is available also to newly founded businesses.

Benefits of Express Leasing

  • No financial analysis required
  • Decision on lending is made based on the credit history
  • Decision about lending is made within maximum 3 business days


Up to AMD 50 MLN or equivalent other currencies


Up to 5 years


50% value of the property

Be Informed

Requirements to leased item Leased item should be
  • new
  • acquired in the RA
  • acquired at primary market (from specialized vendors)
Eligible lessees Legal entities or individual entrepreneurs
Advance payment

50% of the property price

Advance payment to Principal: 50/50%

Minimum and maximum limit of finance

Minimum AMD 1 mn or equivalent amount in other currency

Maximum AMD 50 mn or equivalent amount in other currency

Lease interest rate**

AMD: from 11%

USD: from 8%

EUR: from 6%

Accrual of lease interest Interest accrues on outstanding lease amount
Fee for provision of finance 1% of disbursed amount
Lease term** From 6 months to 5 years
Partial repayment of principal before due date Lump-sum fee of 0.5% if the principal is repaid before due date during the first 6 (six) months after provision of finance
Non-payment or improper payment of principal and interest*** Fine in the amount of 0.13% of overdue principal and/or interest for each day of delay (breach of the due dates of liabilities)
Repayments Monthly, in accordance with the repayment schedule
  • Guarantee issued by the lessee’s director/founder and/or other person
  • Pledge of property/right (if required)
Insurance Required: for the full value of leased item during the first year and for outstanding principal amount of finance in each subsequent year

* These terms do not apply to finance lease issued under the RA Law “On Consumer Crediting”.

 ** The rate and term of lease depend on the level of risk associated with the contract, type of property to be purchased and specifics of business. Lease rate depends also on term of lease. Maximum lease rate shall not exceed 24%.

 *** Whenever applied, the maximum annual rate or aggregate amount of fines and/or penalties under the Agreement shall be within the limits defined under the legislation of the Republic of Armenia.

Updated on 02.12.2021 11:54