For Individual Clients

Ameriabank CJSC and Best Card LLC have launched AYO Program 

AYO program is a cashback reward program enabling Ameriabank cardholders to earn up to 20% cashback1 on any amount spent with Ameriabank cards at partner merchants and service-providers.
All cards issued by Ameriabank, other than Gift and Business cards, are eligible to participate in cashback program.
The cashback is paid out to the cardholder’s existing account with Ameriabank before the last business day of the month following the month when the purchase was made.


AYO Card Rates and Fees (effective for contracts dated till 17.05.2018)
AYO Card Rates and Fees (effective from 17.05.2018)

For more information on the terms of participation please visit AYO program official website
AYO program’s terms and conditions are in force starting from December 9, 2016.
AYO Card Line of Credit Terms

1 Cashback means that a certain percentage of the amount you spend by card is paid back to your account.

Updated 17.05.2018, 17:00

Services for Individuals


2 Vazgen Sargsyan Street, Yerevan 0010,RA

Tel.: +37410 56 11 11

in USA:

+1 888 802 5352

In UK:


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in the territory of the country

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