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For Individual Clients

Debit Cards

Ameriabank offers you a plastic payment card on which you can transfer cash funds for further use. Due to non-cash transactions, the card ensures convenience in making payments for goods and services, and an opportunity to permanently control your expenses. At your discretion, you can withdraw cash from your card account at ATMs and POS- terminals. Ameriabank offers you the following types of payment cards:

 

 

 


  • Ameriabank offers one more benefit to its cardholders.

Debit cards are cards with credit line without grace period (including overdraft cards). Debit cards can be used both for cash and non-cash operations, they have a low encashment rate both for Ameriabank ATMs and ATMs of other banks (including abroad).

Ameriabank offers the following Debit cards:

 

  1. GENERAL PROVISIONS

    Debit and credit of AMD-denominated payments are subject to the average exchange rate prevailing on the FX markets and declared by the Central Bank of Armenia as of that date.
    The currency in card transactions is exchanged at the rates specified in Rules of Card Issuance and Usage, where the exchanges rates applied by Visa international payments system includes the Bank’s fee of 2%.
    All postal and telecommunication expenses, as well as third bank costs are charged additionally.
    The Bank may review current tariffs, advising the clients through making the changes available for them on the website or within the Bank premises. The changes take effect on the date fixed by the Bank, but not earlier than the client notice date
    All commissions subject to VAT include VAT.

Terms of Provision and Service of Debit Cards


Credit cards are cards with grace period. Credit cards are intended for non-cash payments and can be used also for acquiring a credit line with grace period. You will be able to buy the goods you prefer today and pay for them within 51 days grace period.

Ameriabank offers the following Credit cards:

 

  1. GENERAL PROVISIONS

    Debit and credit of AMD-denominated payments are subject to the average exchange rate prevailing on the FX markets and declared by the Central Bank of Armenia as of that date.
    The currency in card transactions is exchanged at the rates specified in clause 3.5 of the Rules of Card Issuance and Usage, where the exchanges rates applied by Visa international payments system includes the Bank’s fee of 2%.
    All postal and telecommunication expenses, as well as third bank costs are charged additionally.
    The Bank may review current tariffs, advising the clients through making the changes available for them on the website or within the Bank premises. The changes take effect on the date fixed by the Bank, but not earlier than the client notice date
    All commissions subject to VAT include VAT.
    Terms of Provision and Service of Debit Cards

    We are here to offer you the most flexible and comprehensive card options. 

Enjoy giving your loved ones the opportunity of great shopping!

What is the best gift ever, if not the one bought according to your choice?

Ameriabank offers VISA Gift card, a modern present tailored to the wishes of your LOVED ONES.

We have taken care of the fast delivery of the Gift card, delicately wrapped and providing brand new shopping opportunities to you.

With this card, the country borders will no longer be a shopping obstacle for your loved ones since the card  is valid anywhere over the globe where Visa Electron cards are serviced.

Obvious advantages of the gift card

  • Unique gift
    • A personalized and useful present
    • Special design which will always decorate your friend’s wallet
  • Time and budget planning
    • A definite opportunity to plan your budget for gifts
    • Card delivery in a few minutes
  • Profitable opportunities
    • Wide network of merchants to choose a gift, with no limitations
    • Huge discounts at more than 300 retail and service locations throughout Armenia
    • An international plastic card with all its benefits which will be valid anywhere over the globe where Visa Electron cards are serviced


Terms and Conditions

Service
Armenian drams (AMD) 
1.         Card issuance
Free of charge
2.          Service fee (charged upfront at the moment of card provision)
AMD 3,000
3.          Minimum card limit
AMD 10,000
4.          SMS notification (for operations in the amount of AMD 10,000 or foreign currency equivalent and more)
Free of charge
5.          Maximum initial value
N/A
6.          Cash withdrawal

a) from Ameriabank ATMs and encashment centers
2%, minimum AMD 1,000
b) from other bank ATMs and encashment centers servicing ArCa plastic cards
2.5%, minimum AMD 1,000
c) from other ATMs and encashment centers
3%, minimum AMD 1,000
7.   Transfer of available card balance to account specified by the client/provision of card balance to the client in cash, in case of Gift card loss, expiry of the validity period, damage or loss of PIN 2% or AMD 1,000, whichever is greater
8.          Non-cash transactions
Free of charge

 



Visa Gif Card Agreement




 

 



Updated 28.09.2016, 14:09

Services for Individuals

HEAD OFFICE

9 Grigor Lusavorich Street, Yerevan 0015,RA

Tel.: +37410 56 11 11

Fax: +37410 51 31 33

USA:

+1 888 802 5352

UK:

+448000903191

Russia:

+8 800 100 5611

Dear visitor,
If you find any discrepancies in the website materials in Armenian, English and Russian languages, or incomplete materials in Russian and English languages, please consider Armenian version as prevailing.
 
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