For Corporate Clients

Loans to large enterprises

 

Loans_to_large_enterprises



We provide loans from USD 1,500,000 or foreign currency equivalent (maximum amount is subject to the CBA norm on maximum risk per one borrower) for the development of
large enterprises. Ameriabank is first in the banking system of Armenia by share capital and this considerably increases the acceptable limit for the loan as per the CBA norms.

Take this advantage and open a new page in your large business.

Loans_to_large_enterprises


 

Loans are issued in non-cash form in AMD or other currency, either lump sum or by tranches.
 
The following items may be considered as security:

  • cash, T-bills, standardized bullions of gold
  • fixed assets (immovable, movable), guarantees and warranties
  • cash flows, working assets or mixed collateral

Collateral Appraisal 
Fixed assets should be appraised by an independent company cooperating with the bank, subject to the company’s tariffs. Appraisal costs will be borne by the borrower. Appraisal costs vary within AMD 13,000-30,000 depending on the property type. Appraisal fee for the large property will be quoted on a case-by-case basis (negotiable).

Collateral Registration
All collateral registration costs (notarization, registration at the relevant branch of State Committee of the Real Estate Cadaster) will be borne by the borrower.

  • Such fees include:
  • Legal (notary) fee: AMD 14,000-16,000 (lump sum), if the loan is secured by a vehicle
  • Legal (notary) fee: AMD 13,000-20,000 (lump sum), if the loan is secured by real estate
  • Fee for statement from the cadaster on the real estate encumbrance: AMD 10,000
  • Security interest filing fee (for real estate): AMD 26,000
  • Armenian Police fee (lien and security interest in movable property): AMD 5,000 (lump sum)

Collateral insurance 
To the extent of the principal/outstanding loan, on annual basis. The collateral shall be insured by independent insurance companies cooperating with the bank. The following items are subject to insurance: real estate, except for land, movable property, inventories, such as finished goods, raw materials, etc. (upon request). Insurance costs shall be defrayed by the borrower.

When applying for a loan, make an informed decision

 



Updated 19.06.2017, 17:07

Services for Corporate Clients

HEAD OFFICE

2 Vazgen Sargsyan Street, Yerevan 0010,RA

Tel.: +37410 56 11 11

Fax: +37410 51 31 33

USA:

+1 888 802 5352

UK:

+448000903191

Dear visitor,
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